Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 534
Registered: ‎01-23-2013
0

Discover AU Reporting

I was just researching AUs on Discover and came across a thread that someone mentioned the laws had changed (or something to that effect) and Discover no longer reports AUs. Any recent experience with that? (May be bs for all I know)

I am considering asking a family member to add me as an AU (13.5k CL 10+ years history) simply for util. Any additional current experience/advice on Discover AU reporting would be appreciated also. Thank you!
Regular Contributor
Posts: 112
Registered: ‎01-16-2009
0

Re: Discover AU Reporting

I haven't even had my Discover IT card for a month yet, but I added my fiancee as an AU when I filled out the application and verified with Discover that she was added when our cards arrived. Discover is reporting on my credit reports already but not on hers. Whether that means they're not reporting her as an AU, or they just haven't done so yet I don't know.

Goal: 740, Current Scores: EX ~680, EQ ~720, TU ~700, total credit $80k, utilization %10.

Discover IT $8000, Overstock.com $7600, Sallie Mae $7500, Citi Double Cash $6300, Ebates Visa $6000, Walmart MasterCard $6000, Home Depot $5502, Amazon Store $5000, Chase Amazon Visa $3500, Chase Freedom $3200, Sportsman's Guide $2950, AMEX BCE $2500, Victoria's Secret $2350, Barclay Rewards $1000.
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Discover AU Reporting

My DH is an AU and it reports on all 3-it did cause a mid-cycle report but other than that- no problems
Contributor
Posts: 94
Registered: ‎06-13-2007
0

Re: Discover AU Reporting

my discover reports to DW as long as the AU lives in the same address it will report to all 3 agencies


Starting Score: 607 (5-3-12) EQ FICO
Current Score:671 EQ FICO (12-15-13);669 TU FICO (12-5-13); 699 (12-2-13) WALMART FICO; 695 EXP FICO (6-24-13)
Goal Score: 700+ Across The Board


Highlighted
Established Contributor
Posts: 534
Registered: ‎01-23-2013
0

Re: Discover AU Reporting

Great, thank you guys for the info.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.