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Established Contributor
Crossdivided
Posts: 534
Registered: ‎01-23-2013
0

Discover AU Reporting

I was just researching AUs on Discover and came across a thread that someone mentioned the laws had changed (or something to that effect) and Discover no longer reports AUs. Any recent experience with that? (May be bs for all I know)

I am considering asking a family member to add me as an AU (13.5k CL 10+ years history) simply for util. Any additional current experience/advice on Discover AU reporting would be appreciated also. Thank you!
Contributor
krial
Posts: 85
Registered: ‎01-16-2009
0

Re: Discover AU Reporting

I haven't even had my Discover IT card for a month yet, but I added my fiancee as an AU when I filled out the application and verified with Discover that she was added when our cards arrived. Discover is reporting on my credit reports already but not on hers. Whether that means they're not reporting her as an AU, or they just haven't done so yet I don't know.

Goal: 740, Current Scores: EX ~680, EQ ~700, TU 714, total credit $35,252, utilization %4.

Home Depot $5502, Discover IT $4000, Walmart Discover $4000, Ebates Visa $2500, Chase Freedom $2200, Amazon Store $2100, Citi Double Cash $1700, Barclay Rewards $1000, Sportsman's Guide $1000, Victoria's Secret $750, OCCU Beaver $500. AU: AMEX Blue $5000, AMEX BCE $3000, Chase Freedom $2000.
Moderator
09Lexie
Posts: 25,309
Registered: ‎09-13-2012
0

Re: Discover AU Reporting

My DH is an AU and it reports on all 3-it did cause a mid-cycle report but other than that- no problems
Contributor
ah12345
Posts: 86
Registered: ‎06-13-2007
0

Re: Discover AU Reporting

my discover reports to DW as long as the AU lives in the same address it will report to all 3 agencies


Starting Score: 607 (5-3-12) EQ FICO
Current Score:671 EQ FICO (12-15-13);669 TU FICO (12-5-13); 699 (12-2-13) WALMART FICO; 695 EXP FICO (6-24-13)
Goal Score: 700+ Across The Board


Established Contributor
Crossdivided
Posts: 534
Registered: ‎01-23-2013
0

Re: Discover AU Reporting

Great, thank you guys for the info.

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