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Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010

Discover AU Timeline thread

Hey guys I just got added to my parents Discover as an authorized user via the website yesterday.

 

9/13 Added

 

I will let you guys know what happens. My previous address is the same as the card holders address. 

 

It has a 15k limit and utilization is kept <15 and is 24 year old account with no lates.

 

 

---------------------------------------------

 

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
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Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010

Re: Discover AU Timeline thread

On a side note,

 

I helped them sign up for online banking. They said they have never requested a CLI. My parents are afraid of asking for one. They are very conservative with credit.

 

Does the CLI button come up on the webpage? I did not see one on there. Has anyone got an instant increase via that love button ? 

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Mega Contributor
Creditaddict
Posts: 16,914
Registered: ‎10-23-2007

Re: Discover AU Timeline thread

I believe currently Discover is not giving out CL above 15k unless you got it back a few years ago before credit crash

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010

Re: Discover AU Timeline thread

hmm good to know credit addict. Thanks for the info. 

 

 

Has 15k always been about the top of the hill for discover?

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Mega Contributor
Creditaddict
Posts: 16,914
Registered: ‎10-23-2007

Re: Discover AU Timeline thread


gbishere wrote:

hmm good to know credit addict. Thanks for the info. 

 

 

Has 15k always been about the top of the hill for discover?


No Discover use to offer lines up to 50k

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
New Member
Poopylx
Posts: 3
Registered: ‎08-12-2010

Re: Discover AU Timeline thread

I'll be keeping an eye on this thread as I am going through the same thing.  I was added about 3 weeks ago as an AU and nothing has shown up on my credit report as of today.  I did however, change the billing address on the account to match mine.  I will keep you posted to see if this works.  Do you have the same address as the primary holder?

Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010

Re: Discover AU Timeline thread

It is my previous address yes. Hoping it will pick up on it.

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010

Re: Discover AU Timeline thread----- UPDATED!!!!!

[ Edited ]

9/18 Account added :smileyvery-happy: :smileyvery-happy:

 

Did it on website. No SS number needed. I gave first, middle initial, last

 

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766

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