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Discover Application

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lhova2000
New Contributor

Re: Discover Application

I applied for the Disover More and got instantly approved online. i had to call a number to verify some information but they approved me for $7500 (which is now my highest C). My scores are in the mid 700's i was carrying a util of probably 27% at the time and the biggest kicker is that i had a Discover 10 years ago when I was in college that got charged off for $1000. it doesn't show on my CR anymore and I WAS SCARED that they would reject if I applied but they didn't and I've had the card a few weeks now!

EQ 782
TU 782
EX 785
Message 11 of 13
shoediva
Established Member

Re: Discover Application

I also applied online last Friday, received the wait 7-10 day message. I called to speak to CSR, verified a few things and got an approval for $3000. I have 1 late payment 6 months ago due to mailing issues, 1 inquiry, and no collections. Only have a balance on my Amex One Card. Scores are below Smiley Happy I live in NY so unable to help with your last question Smiley Happy


Starting Score: Jan 2019: Ex Fico 8: 599
Current Score: Apr 2019: Ex Fico 8: 623
Goal Score: Dec 2019: Ex Fico 8: 680


Take the myFICO Fitness Challenge


Rebuilding: Cap One Secured $800, NFCU Secured $500, Credit One SL $400 to $650, Credit One Platinum $500, Cap One Platinum $300, Kohl’s Charge $300, Victoria Secret $500, Children’s Place $500, Overstock $500
Message 12 of 13
shoediva
Established Member

Re: Discover Application

PS....Oldest Account is my student loan in 1998


Starting Score: Jan 2019: Ex Fico 8: 599
Current Score: Apr 2019: Ex Fico 8: 623
Goal Score: Dec 2019: Ex Fico 8: 680


Take the myFICO Fitness Challenge


Rebuilding: Cap One Secured $800, NFCU Secured $500, Credit One SL $400 to $650, Credit One Platinum $500, Cap One Platinum $300, Kohl’s Charge $300, Victoria Secret $500, Children’s Place $500, Overstock $500
Message 13 of 13
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