Reply
New Contributor
Posts: 54
Registered: ‎06-12-2009
0

Re: Discover Application

I applied for the Disover More and got instantly approved online. i had to call a number to verify some information but they approved me for $7500 (which is now my highest C). My scores are in the mid 700's i was carrying a util of probably 27% at the time and the biggest kicker is that i had a Discover 10 years ago when I was in college that got charged off for $1000. it doesn't show on my CR anymore and I WAS SCARED that they would reject if I applied but they didn't and I've had the card a few weeks now!

EQ 782
TU 782
EX 785
Member
Posts: 22
Registered: ‎09-27-2010
0

Re: Discover Application

I also applied online last Friday, received the wait 7-10 day message. I called to speak to CSR, verified a few things and got an approval for $3000. I have 1 late payment 6 months ago due to mailing issues, 1 inquiry, and no collections. Only have a balance on my Amex One Card. Scores are below :smileyhappy: I live in NY so unable to help with your last question :smileyhappy:

As of 5/19/2011
FICO TU: 628
FICO EQ: 625
FAKO EX: 655



Starting Score: 657
Current Score: 657
Goal Score: 760


Take the FICO Fitness Challenge

Member
Posts: 22
Registered: ‎09-27-2010
0

Re: Discover Application

PS....Oldest Account is my student loan in 1998

As of 5/19/2011
FICO TU: 628
FICO EQ: 625
FAKO EX: 655



Starting Score: 657
Current Score: 657
Goal Score: 760


Take the FICO Fitness Challenge

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.