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Discover April-June 5% back on home improvement

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Linsys
New Member

Re: Discover April-June 5% back on home improvement

Since someone mentioned reading the source code I figured I would do it and tell you all what it says:

 

4/1/2013  -  6/20/2013 - Sign up to earn 5% Cashback Bonus on purchases made at clothing and home improvement stores 4/1/13 (or the date on which you sign up, whichever is later) through 6/30/13, subject to a cap of $1500 in purchases. Clothing stores are defined as stand-alone men’s, women’s and children’s clothing retailers. Home improvement stores are defined as home supply retail stores, lumber/building material stores, paint/wallpaper stores, hardware stores and lawn and garden supply centers. These purchases must post to your account by 6/30/13 and do not count towards determining your eligibility to earn 1%. Purchases made at warehouse clubs, wholesale distributors, and discount stores are not eligible. Purchases made using Near Field Communication (NFC) or similar technology may not be eligible. If a purchase is coded for a category other than those or discount stores are not eligible. If a purchase is coded for a category other than those listed above, it will not qualify. Rewards are added to your Cashback Bonus account within 2 billing periods. See Cashback Bonus Program Terms and Conditions for further details.

 

7/1/2013 - 9/30/2013 - Sign up to earn 5% Cashback Bonus for gas (at stand alone gas stations) and admission to theme parks, water parks and zoos from 7/1/13 (or the date on which you sign up, whichever is later) through 9/30/13, subject to a cap of $1500 in purchases. If a purchase is coded for a category other than those listed above, it will not qualify. These purchases must post to your account by 9/30/13 and do not count towards determining your eligibility to earn 1%. Purchases made at warehouse clubs, wholesale distributors, and discount stores are not eligible. Purchases made using Near Field Communication (NFC) or similar technology may not be eligible. If a purchase is coded for a category other than those or discount stores are not eligible. If a purchase is coded for a category other than those listed above, it will not qualify. Rewards are added to your Cashback Bonus account within 2 billing periods. See Cashback Bonus Program Terms and Conditions for further details.

 

10/1/2013 - 12/31/13 - Sign up to earn 5% Cashback Bonus for Department store and online purchases from 10/1/13 (or the date on which you sign up, whichever is later) through 12/31/13, subject to a cap of $1500 in purchases. Department stores are defined as retailers selling a wide variety of merchandise, with separate checkout counters in each department. Amounts that are not charged to your card during your online purchase will not qualify. These purchases must post to your account by 12/31/12 and do not count towards determining your eligibility to earn 1%. Purchases made at warehouse clubs, wholesale distributors, and discount stores are not eligible. Purchases made using Near Field Communication (NFC) or similar technology may not be eligible. If a purchase is coded for a category other than those or discount stores are not eligible. If a purchase is coded for a category other than those listed above, it will not qualify. Rewards are added to your Cashback Bonus account within 2 billing periods. See Cashback Bonus Program Terms and Conditions for further details.

Message 21 of 47
supersam101
Contributor

Re: Discover April-June 5% back on home improvement

I just signed up. Sign up now!

Discover IT Student $3k. Bankameri better balance $3k.
Chase freedom 2.5k
Message 22 of 47
ryanbush
Valued Contributor

Re: Discover April-June 5% back on home improvement


@supersam101 wrote:

I just signed up. Sign up now!


I did too...

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 23 of 47
FutureBillionaire
Established Contributor

Re: Discover April-June 5% back on home improvement

I'm disappointed that no other category was added.  My Discover won't be getting used much for the next 3 months.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 24 of 47
Pilotdude
Established Contributor

Re: Discover April-June 5% back on home improvement


@OptimasPrime wrote:

That's a pretty underwhelming second quarter for me personally


Aye.  I thought that too, but after I looked around our apartment and the grounds, I realized there are some things I would like to do anyway.  I am not talking major construction but I'd like some plants and new lights and such.  

I wont be pumping thousands through it like I do gas and other things but meh, is okay.


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 25 of 47
jla84
Regular Contributor

Re: Discover April-June 5% back on home improvement

Yeah I put this card in my sock drawer last night.


Starting Score (07/2011): EQ 706 TU 709
Current Score (6/2013): EQ 740 TU 732 EX 740
Goal Score: 750+ on all 3


Take the FICO Fitness Challenge
Message 26 of 47
LS2982
Mega Contributor

Re: Discover April-June 5% back on home improvement

Looks like Discover gets the SD this quarter!



EQ FICO 548 3/3/16
Message 27 of 47
LS2982
Mega Contributor

Re: Discover April-June 5% back on home improvement

@Woolfman Would buying gift gards at HD or lowes work for 5%?



EQ FICO 548 3/3/16
Message 28 of 47
FutureBillionaire
Established Contributor

Re: Discover April-June 5% back on home improvement

Yes, it would. 

 

I tweeted them to let them know my displeasure.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 29 of 47
bs6054
Valued Contributor

Re: Discover April-June 5% back on home improvement

I just don't get the love for rotating quarter cards.  Well, I understand that the cards can be good in themselves, but you are always at the mercy of whatever the issuer decides. 

I can see that sometimes it could be good, you suddenly get a discount on category X which no other card gives, but I suspect much more usual is the "boring quarter" complaint.  Some things have flexibility (I will wait to buy my XXX until one of my cards has that as a category) but other things you need now.

 

So, I much prefer the constant (till nerfed) categories of things like Citi Forward, Penfed, Amex BCP/E and, a little, Cash +.  But I guess that is a minority view

Message 30 of 47
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