Valued Member
Posts: 40
Registered: ‎02-25-2012

Discover Authorized User

My grandfather added me to his discover card account. It was opened in 1993, 8000 limit and under 1000 balance. Never been late. I know that there is now concrete answer to how much my score will rise, but is it safe to assume i will get a large boost when the account hits? Any insight would be greatly appreciated!

Established Contributor
Posts: 736
Registered: ‎07-07-2010

Re: Discover Authorized User

give more details on your profile for us to speculate better

01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Valued Member
Posts: 40
Registered: ‎02-25-2012

Re: Discover Authorized User

Sure.....Scores are as follows, all lender pulled: EX - 662 EQ- 619 TU - 591. I currently have one credit card (Cap1) 500 limit with 12.00 balance. An auto loan, paid as agreed. I have one negative mark, an auto repo/charge off that is 2 years old (13,000).

Valued Contributor
Posts: 1,734
Registered: ‎08-13-2012

Re: Discover Authorized User

Will the lender or other credit card company see you as an authorized when you apps for another product ?????

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

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