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Valued Member
nymets010
Posts: 39
Registered: ‎02-25-2012

Discover Authorized User

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‎09-19-2012 06:15 PM

My grandfather added me to his discover card account. It was opened in 1993, 8000 limit and under 1000 balance. Never been late. I know that there is now concrete answer to how much my score will rise, but is it safe to assume i will get a large boost when the account hits? Any insight would be greatly appreciated!

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Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010

Re: Discover Authorized User

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‎09-19-2012 06:25 PM

give more details on your profile for us to speculate better

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
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Valued Member
nymets010
Posts: 39
Registered: ‎02-25-2012

Re: Discover Authorized User

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‎09-19-2012 06:29 PM

Sure.....Scores are as follows, all lender pulled: EX - 662 EQ- 619 TU - 591. I currently have one credit card (Cap1) 500 limit with 12.00 balance. An auto loan, paid as agreed. I have one negative mark, an auto repo/charge off that is 2 years old (13,000).

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nicholasyud
Posts: 1,678
Registered: ‎08-13-2012

Re: Discover Authorized User

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‎09-19-2012 07:15 PM

Will the lender or other credit card company see you as an authorized when you apps for another product ?????

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k | Usaa: 8k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 3.4k | ORchar: 0.4k

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