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Discover Auto CLI...Pattern?

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dumaine
Regular Contributor

Re: Discover Auto CLI...Pattern?

Opened Discover It in April 2013. Auto CLI in October and just got another today. so thats the 6 and 9 months auto. Minimal usage on the card. Carried a balance for 2 months twice during that time.  1000>1200>1600.  Zero balance at time of both cli's

Message 21 of 27
dumaine
Regular Contributor

Re: Discover Auto CLI...Pattern?

I bookmarked this thread to remember to post after my 1 yr mark with Discover.  Today I received the 1 yr auto cli with very mimimal usage (3 charges approx 200 bux total spend) since the last auto  in January.  It was only another 400 yet it rounded me off at 2K.

Message 22 of 27
Blodreina
Established Contributor

Re: Discover Auto CLI...Pattern?

Bump.

Message 23 of 27
Loques
Regular Contributor

Re: Discover Auto CLI...Pattern?

My Discover CLI history:

 

11/2012 - $1000, opened card

5/2013 - $1300, auto CLI

11/2013 - $1700, auto CLI

6/2014 - $2500, HP CLI (I initiated)

 

So, I guess I had a 6-month pattern? I initiated a CLI in 6/2014 as I didn't see the auto CLI I expected to see in 5/2014.

Current Score (11/2020): EQ: 753 | TU: 731 | EX: 749---Starting Score (3/2010): EQ: 522 | TU: 525 | EX: 520---Goal: All 3 FICO 800+
--------------------
Message 24 of 27
dave0311
Established Member

Re: Discover Auto CLI...Pattern?

Discover has been giving me small auto CLIs every three months like clockwork since December. I only use the card for 5% categories, and even then it doesn't get used a whole lot.

Message 25 of 27
mongstradamus
Super Contributor

Re: Discover Auto CLI...Pattern?


@dave0311 wrote:

Discover has been giving me small auto CLIs every three months like clockwork since December. I only use the card for 5% categories, and even then it doesn't get used a whole lot.


Wish that pattern worked for everybody . haven't seen an cli once since I opened my card in September. Probably going to give till end of the year and decide what I want to with card,



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 26 of 27
SomeGuyOnTheWeb
Regular Contributor

Re: Discover Auto CLI...Pattern?

This thread has me intrigued. I'm coming up on my 3 months with Discover. I wonder if I'll get an auto-CLI? I have a baddie so I guess that would make sub-prime?

EQ - 727
TU - 752
EX - 774
Message 27 of 27
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