Credit Cards

[FrugalRican]

I've had mine since the first week of March. No auto-CLIs, nor do I expect one. I specifically got the card to pay utilities and to do a BT for the 18-month 0% transfer.

Carrying a 60% balance on it while I pay it down, I spend only about $50 a month on it, so I'm not likely to get one until I get it to 0 and actually use it the way I'd like to.

[ctb89]

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Gabo wrote:

Be advised that if your credit limit is below 1500 automatic CLI is not available for at least 1 year, however if your card is at least 3K limit CLI is available within Months defending on your CR, sometimes people got lucky to get their CLI in 3 or 4 months but the average is 6 months

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Just got a $350 auto CLI after 4th statement on my $1k Discover More.

[therealBigSmooth]

My Discover opened 4-16-12 at $4k. I'm interested in others experiences. My score was 730 when opened and now down to 670 due to AAoA and new mortgage and 6 new cc's.

[remarc]

Ctb89 - would u mind sharing how u have been using you'r card & paying?

[percy81]

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Gabo wrote:

Be advised that if your credit limit is below 1500 automatic CLI is not available for at least 1 year, however if your card is at least 3K limit CLI is available within Months defending on your CR, sometimes people got lucky to get their CLI in 3 or 4 months but the average is 6 months

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I know this is an old thread, but I felt compelled to clear some things up for future discover cardholders researching for some answers.  Gabo, I don't know if you stated "Be advised that if your credit limit is below 1500 automatic CLI is not available for at least 1 year," in error, but you're wrong. I started at a credit line of $1,000 and after 3 months they gave me an increase, then 3 months later another increase, again 3 months later another. I'm about to reach my 1 year anniversary with them next month, so i'm not sure if I'll get another but I will update. Granted, they've been small increases -250.00- each time but nonetheless, i've gotten them having a limit "below 1500."

[TrishN]

they auto CL just right after 5 months.they start 1k2 for me. i just called, they said call them back after 6 months.They will review agian,if my account is good standing then they don't need HP,if not they have to pull my credit again for CL increase.