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Hello Ficonians,
I have had my Discover Open Road Student Card for about 3 months now. Started with $500 (I know, but still better than nothing,) today I login to their website and my limit was increased to $750. My question is, do they normally do this every 3 months?????
@Anonymous wrote:Hello Ficonians,
I have had my Discover Open Road Student Card for about 3 months now. Started with $500 (I know, but still better than nothing,) today I login to their website and my limit was increased to $750. My question is, do they normally do this every 3 months?????
LOL. I love the Ficonian name!! Yes they give CLIs every three months to some cardmembers. Congrats!! -Ficonian since Jan 2008
@Jahmakan wrote:
I've had my Discover More since October and have not received an increase yet. Probably because I am not running enough through it monthly? I've never carried a balance.
I doubt usage is the reason. I didn't use mines much ans still got the steady CLIs. If they started you with an initial limit of $4000 or more that could be the culprit.
When did you open your account? I opened mine Jan 9th. Have the same exact card and same limit and no auto cli here. I run alot through the card too. Probably about 700-1200 dollars a month.
The system does it automatically based on a behavioral scoring model.
Most of the decision is based on your credit score. Let the system raise your score automatically over time.