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Contributor
x9j4j
Posts: 189
Registered: ‎12-26-2010

Discover Auto CLI

Hello Ficonians,

 

I have had my Discover Open Road Student Card for about 3 months now. Started with $500 (I know, but still better than nothing,) today I login to their website and my limit was increased to $750. My question is, do they normally do this every 3 months?????

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: Discover Auto CLI


x9j4j wrote:

Hello Ficonians,

 

I have had my Discover Open Road Student Card for about 3 months now. Started with $500 (I know, but still better than nothing,) today I login to their website and my limit was increased to $750. My question is, do they normally do this every 3 months?????


LOL.  I love the Ficonian name!!   Yes they give CLIs every three months to some cardmembers.  Congrats!!  -Ficonian since Jan 2008

Established Member
Jahmakan
Posts: 24
Registered: ‎08-20-2010

Re: Discover Auto CLI

I've had my Discover More since October and have not received an increase yet. Probably because I am not running enough through it monthly? I've never carried a balance.
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: Discover Auto CLI


Jahmakan wrote:
I've had my Discover More since October and have not received an increase yet. Probably because I am not running enough through it monthly? I've never carried a balance.

I doubt usage is the reason.  I didn't use mines much ans still got the steady CLIs.  If they started you with an initial limit of $4000 or more that could be the culprit. 

 

New Contributor
way2evil
Posts: 59
Registered: ‎02-03-2011

Re: Discover Auto CLI

When did you open your account? I opened mine Jan 9th. Have the same exact card and same limit and no auto cli here. I run alot through the card too. Probably about 700-1200 dollars a month.

Member
annalog
Posts: 46
Registered: ‎05-04-2011

Re: Discover Auto CLI

The system does it automatically based on a behavioral scoring model.

Most of the decision is based on your credit score.   Let the system raise your score automatically over time. 

EX=800, EQ=814, TU=946
Established Member
Jahmakan
Posts: 24
Registered: ‎08-20-2010

Re: Discover Auto CLI

I started with a $3,000 limit and that is where it remains today.

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