Credit Cards

[remarc]

I spoke with a really nice lady at Discover who informed me that my account is not eligible for a auto CLI until ive had the card for 18 months, I can however apply for a CLI at 6 months? Does this sound right???

I see other people on this site with auto CLI in the first 3 months or so.. Does Discover give different limits & restrictions etc for certain scores etc ?

Next month will be my 3rd statement.. 

[-Cain-]

Any baddies?

[remarc]

Nope. None. No lates. No collections. Just limited history, only 2.5 years .
Starting balance $1000

[-Cain-]

Might be the limited history. Call and ask, Discover has great CSRs.

[r34dy2fly]

I'd give them a call. I haven't had discover too long but they recently upped my CL automatically. Originally I had a 4k limit with them. About 3-4 months later I asked for a CLI and they approved me for 10k. About a month or so after that they automatically pushed me to 13.8k. I don't know what they're methods of doing business but I won't complain.

[Gabo]

Be advised that if your credit limit is below 1500 automatic CLI is not available for at least 1 year, however if your card is at least 3K limit CLI is available within Months defending on your CR, sometimes people got lucky to get their CLI in 3 or 4 months but the average is 6 months

[psychoinhell]

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Gabo wrote:

Be advised that if your credit limit is below 1500 automatic CLI is not available for at least 1 year, however if your card is at least 3K limit CLI is available within Months defending on your CR, sometimes people got lucky to get their CLI in 3 or 4 months but the average is 6 months

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I will look for the button in 3 to 6 months and tell it that Gabo sent me

[ashkev89]

That's good to know for the $1500.00 Discover card holders :-)

They are really nice, I've never ever had an issue with their customer service.

Don't hesitate to call

[remarc]

I use my discover between $700 & $900 of my $1000 limit every month and always PIF. I do hope they see this & respond with a auto or bump at request on the 6 month mark.

[searchingfor67]

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Gabo wrote:

Be advised that if your credit limit is below 1500 automatic CLI is not available for at least 1 year, however if your card is at least 3K limit CLI is available within Months defending on your CR, sometimes people got lucky to get their CLI in 3 or 4 months but the average is 6 months

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I started with a $2500 cl...3 months later I received an auto cli for $300, and 3 months after that another $300 auto cli.