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Discover Balance Transfer APR

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fittiger
Frequent Contributor

Discover Balance Transfer APR

I've had my discover account for a year now.  I was thinking of asking if they would offer me a 0% balance transfer rate for several months.  Has anyone every tried this with success?

Message 1 of 12
11 REPLIES 11
asteroidblues86
Regular Contributor

Re: Discover Balance Transfer APR

Have you logged into your online account to see what offers are available?

Message 2 of 12
colindidit
Established Contributor

Re: Discover Balance Transfer APR

I mean I have it til August but I haven't used it
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 3 of 12
fittiger
Frequent Contributor

Re: Discover Balance Transfer APR


@asteroidblues86 wrote:

Have you logged into your online account to see what offers are available?



Says online offers are unavailable and need to call customer service.

Message 4 of 12
asteroidblues86
Regular Contributor

Re: Discover Balance Transfer APR


@fittiger wrote:

@asteroidblues86 wrote:

Have you logged into your online account to see what offers are available?



Says online offers are unavailable and need to call customer service.


Okay, I just checked mine and I have two offers:

 

0% 12 months, 3% fee

 

or

 

2.99% 18 months, 0% fee

Message 5 of 12
fittiger
Frequent Contributor

Re: Discover Balance Transfer APR

Maybe I don't qualify right now. Mine says:

"We're Sorry....We are not able to process balance transfers online at this time. If you would like to transfer a balance, please call 1-800-618-5714 to check the availability of balance transfer offers on your account."
Message 6 of 12
sarkell
Frequent Contributor

Re: Discover Balance Transfer APR

Do you have the it? Bc you need to call in for offers.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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Message 7 of 12
fittiger
Frequent Contributor

Re: Discover Balance Transfer APR

My card will PC to the It on the 13th.

Does that mean I need to call in for the More or the It?
Message 8 of 12
asteroidblues86
Regular Contributor

Re: Discover Balance Transfer APR


@fittiger wrote:
My card will PC to the It on the 13th.

Does that mean I need to call in for the More or the It?

I dont think it makes any difference. I can confirm online balance transfer offers for both It and More.

Message 9 of 12
SuperKirby
Established Contributor

Re: Discover Balance Transfer APR

How does one receive eligibility for a balance transfer? I have a Discover IT card, clicked on the BT link and it says there are no offers for BTs even though the reason I got the card was for the 0% BTs. I still have 10 months left for the 0% BT.  I called the CSR and she said the offers are random, so I should just check back every month.

Anyway to increase my chances of receiving an offer?

Message 10 of 12
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