Discover Blacklist?

[sjt]

---

@dpride86 wrote:

It has been paid for 3 years. I would love to get a Discover it card.

---

If you paid Discover you would not be on their blacklist.

I read that Discover is forgiving and that their have been approvals of folks that have CO and BK them.

[Billybob_TX]

I got approved with a 5yr BK, I also burned them back in the late 90's, so they are forgiving. Give 'em a shot!

[Anomalous]

---

@greeneman21 wrote:

i had a discover charge off ~$7500 back in '02, i was able to get back with them in '12. I believed they sold my CO (unpaid to this day) to a collection agency as I don't recall ever getting calls from them in the past. Too bad Amex blacklists I screwed myself there.

---

There's hope! I had a CO back in 2001. Didn't try to app because of the blacklist rumors. Thanks for sharing! Will put them on my future CC list.

[SunriseEarth]

---

@sjt wrote:

---

@dpride86 wrote:

It has been paid for 3 years. I would love to get a Discover it card.

---

If you paid Discover you would not be on their blacklist.

I read that Discover is forgiving and that their have been approvals of folks that have CO and BK them.

---

I may try them again next year.  I might even just wait until the BK falls off (in a year).  

[14Fiesta]

Would Discover be willing to open up again to someone who burned them in about 2008 for at least $8,000 in bankruptcy? (not paid back)

[FinStar]

Anything is possible with a variety of lenders.  Some blacklists may last longer than others for some individuals but there's anecdotal evidence that some folks can eventually re-establish those relationships whether paid/unpaid COs or IIB.

[sjt]

---

@14Fiesta wrote:

Would Discover be willing to open up again to someone who burned them in about 2008 for at least $8,000 in bankruptcy? (not paid back)

---

I think it depends on the progress they made in their credit rebuilding. They will look at credit established, payment pattern, and utilization.

[Creditaddict]

---

@14Fiesta wrote:

Would Discover be willing to open up again to someone who burned them in about 2008 for at least $8,000 in bankruptcy? (not paid back)

---

my friend got discover about 8 years after bk but i know many that get in much much sooner. just depends.