The Discover business card has been out for less than a year so I guess they consider it charter.
They declined the original application, scores around 720. Did review and they said because of debt they would not offer anymore credit line than what was on personal card. So we took $2200 from personal card and opened the business card.
13.99% apr which is there best
0% for balance transfers for a year, which I'm not using since the limit is so low.
I took the card even without new credit line because I figure if I treat it right, even if they won't manual give more, the computer will probably give 10-15% if I pay it off each month.