10-03-2012 11:52 AM - edited 10-03-2012 05:16 PM
for me it was TU and EQ pulled for the more card im in maryland
10-03-2012 12:08 PM
For me they pulled EQ & TU. Approved based on EQ score...which was 693 at that time. I live in Michigan. I have more card, I think thats the starter card with them.
10-03-2012 12:17 PM
I'm in Florida. They pulled TU for me, and EQ for my DH.
10-03-2012 12:19 PM
I would say either apply for IT or More. Those are the easist cards to get IMO. They pulled EQ for me...in CA. Applied for More and was approved.
10-03-2012 12:36 PM
'Easiest' card probably the IT
I'm in Massachusetts and they only pull EQ.
I think the More card is still easier than IT? More has fees, IT doesn't in comparison, and generally that leads to tighter underwriting standards for the IT in this case?
Not sure if there's really enough new approval data on the IT as of yet to really see where the underwriting bar is set at, but the More is historically one year revolving history and a 640ish FICO for ballpark guidelines.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO