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Discover CC

Established Contributor

Discover CC

Which cb does discover pull and which discover card is the easiest to get? Thanks In Advance

Message 1 of 29
28 REPLIES
Regular Contributor

Re: Discover CC

for me it was TU and EQ pulled for the more card im in maryland


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $24,500, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Message 2 of 29
Valued Member

Re: Discover CC

For me they pulled EQ & TU. Approved based on EQ score...which was 693 at that time. I live in Michigan. I have more card, I think thats the starter card with them.



Scores: 723 (EX CITI Pull 11/09/13), 669 (CK 11/21/13), 680 (EQ Duck Card Score 11/11/13) 664 (Walmart TU FICO Nov '13)
Duck Card - 12K | Amex BCE - 2K | Amex Costco - 1.2K | CITI TY Pref - 6.5K | Chase Freedom - 3K | DCU Visa - 5K | Genisys CU Visa - 2K | Discover More - 4.5K | Cap1 Q Silver - 1500 | Cap One Hassle Free - 1500 | Amazon Store - 1900 | Walmart Store - 800 | Kohls - 300 | Macys - 800
Message 3 of 29
Valued Member

Re: Discover CC


Credit314 wrote:

Which cb does discover pull and which discover card is the easiest to get? Thanks In Advance


 TU and EQ in TX. This is also first card with Disc for me.

Message 4 of 29
Moderator Emeritus

Re: Discover CC

I'm in Florida. They pulled TU for me, and EQ for my DH.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 5 of 29
Valued Contributor

Re: Discover CC

I would say either apply for IT or More. Those are the easist cards to get IMO. They pulled EQ for me...in CA. Applied for More and was approved.

As of 2017, rebuilding...
Message 6 of 29
Super Contributor

Re: Discover CC

'Easiest' card probably the IT

 

I'm in Massachusetts and they only pull EQ.




Message 7 of 29
Regular Contributor

Re: Discover CC

Got my Discover More last week. They pulled EX score was 717. I'm from OR.

 

edit: i meant they pulled EQ.

Message 8 of 29
Valued Member

Re: Discover CC

I'm in TX, they pulled my EQ for initial application, and TU for CLI request.

Message 9 of 29
Moderator

Re: Discover CC


CS800 wrote:

'Easiest' card probably the IT

 

I'm in Massachusetts and they only pull EQ.


I think the More card is still easier than IT?  More has fees, IT doesn't in comparison, and generally that leads to tighter underwriting standards for the IT in this case?

 

Not sure if there's really enough new approval data on the IT as of yet to really see where the underwriting bar is set at, but the More is historically one year revolving history and a 640ish FICO for ballpark guidelines.

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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Message 10 of 29