Starting Score: TU 583, EX 683, EQ 653
I'm in Florida. They pulled TU for me, and EQ for my DH.
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
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CS800 wrote:'Easiest' card probably the IT
I'm in Massachusetts and they only pull EQ.
I think the More card is still easier than IT? More has fees, IT doesn't in comparison, and generally that leads to tighter underwriting standards for the IT in this case?
Not sure if there's really enough new approval data on the IT as of yet to really see where the underwriting bar is set at, but the More is historically one year revolving history and a 640ish FICO for ballpark guidelines.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
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