10-03-2012 11:52 AM - edited 10-03-2012 05:16 PM
for me it was TU and EQ pulled for the more card im in maryland
10-03-2012 12:08 PM
For me they pulled EQ & TU. Approved based on EQ score...which was 693 at that time. I live in Michigan. I have more card, I think thats the starter card with them.
10-03-2012 12:17 PM
I'm in Florida. They pulled TU for me, and EQ for my DH.
10-03-2012 12:19 PM
I would say either apply for IT or More. Those are the easist cards to get IMO. They pulled EQ for me...in CA. Applied for More and was approved.
10-03-2012 12:36 PM
'Easiest' card probably the IT
I'm in Massachusetts and they only pull EQ.
I think the More card is still easier than IT? More has fees, IT doesn't in comparison, and generally that leads to tighter underwriting standards for the IT in this case?
Not sure if there's really enough new approval data on the IT as of yet to really see where the underwriting bar is set at, but the More is historically one year revolving history and a 640ish FICO for ballpark guidelines.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.