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Discover CC

Valued Contributor

Re: Discover CC


Dishpro wrote:
For me last Sunday night they pulled EQ (724FICO) & EX (741PLUS). It was an instant approval. I live in NM. Good luck!

I wonder why they pulled both?

 

As of 2017, rebuilding...
Message 21 of 29
Regular Contributor

Re: Discover CC

Thats what I said. I called them the next day because when I app'd online I got the your approved immediately however the email said they received my app and I should hear from them in 30 days. My scores are high and do not have any baddies reporting and have 9% CC UT. The CSR said she couldn't explain why I received the 30 day email because I was an instant approval. I was upset that I received 2 HP's. Any suggestions.
 

Starting Score:
585
Current Score: FICO TU 725 FICO EQ 735 EX 754
Goal Score: 850


Take the FICO Fitness Challenge
Message 22 of 29
Valued Contributor

Re: Discover CC


Dishpro wrote:
Thats what I said. I called them the next day because when I app'd online I got the your approved immediately however the email said they received my app and I should hear from them in 30 days. My scores are high and do not have any baddies reporting and have 9% CC UT. The CSR said she couldn't explain why I received the 30 day email because I was an instant approval. I was upset that I received 2 HP's. Any suggestions.

I think that email is standard with all their apps. I was approved instantly online too when I applied for More and I got the same email about them needing 30 days to make a decision. I was confused and called them but they said to ignore the email if I got the instant approval right after the app.

 

As of 2017, rebuilding...
Message 23 of 29
Established Contributor

Re: Discover CC

For me back a year ago was TU. In PA they seem to use that for a lot. Depends on which state your in, but from what I know its either EQ or TU or both even.

Do yourself a favor and go with a different card, Discover has been a bad experience for me in regards to CL. They are so conservative with CLs compared to other banks 

out there. That is good in some way but for people who use credit responsibly its a lose lose situation. Their rates are kind of high and the card is not taken everywhere but this is my 2 cents.

Message 24 of 29
Valued Contributor

Re: Discover CC

Minnesota - TU for App and TU for CLI...

Ray

** Every Card has a Job, and Every Card does its Job **
Message 25 of 29
Regular Contributor

Re: Discover CC

TU in NY

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Message 26 of 29
Regular Contributor

Re: Discover CC

EQ here in Kentucky when I was approved last month

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K
Message 27 of 29
Established Contributor

Re: Discover CC

TU, and EQ in WA.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 28 of 29
Established Member

Re: Discover CC

That was TU and EQ pulled for More card here in Chicago


Starting Score: 660
Current Score: EX FAKO 799 (Credit.com), TU FICO (Discover) 757 (4/19/14), TU MYFICO 738, EQ ?
Goal Score: 800

Amazon 3500 - PayPal Credit 6000 - Discover IT 9000 - AMEX TE 2000 - AMEX BCE 2000 - CITI TY 6000 - CITI Simplicity - 5900 - Chase Freedom 5800 - Chase Amazon 1700 - Macys 1000 - Cap 1 4000 - CITI Shell 1200 - Chase INK 2000 - CSP 10800 - BofA Cash 5000
Message 29 of 29