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Does any of you have experience with Discover if they do CLD what are chances of getting the limit restored?
Don't have experience with a CLD from Discover but they have denied CLI requests like it was a hobby, lol (finally did get a CLI when I consented to a hard pull though)
They've been known to adjust a card holder's credit line downward sometimes, like all major issuers, however, don't hear too many reports about this form of AA from them.
Yeah they do!!! They slashed my CL by $3500 out of $7000 CL....
Their reason was that i had 5 new credit inquiries... That was from when i went car shopping early this year and they should really count them as one but they didnt care, i also had about $2900/$7000 of balance posted for about 2 months i think... Now my Discover More card is not gonna be used for a loooonnnnnnggggggg time, just charging a cup of coffee every 3 months of so...