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Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
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Discover CLD / CLI

Does any of you have experience with Discover if they do CLD what are chances of getting the limit restored?

Senior Contributor
Posts: 3,685
Registered: ‎01-10-2008
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Re: Discover CLD / CLI

[ Edited ]

Don't have experience with a CLD from Discover but they have denied CLI requests like it was a hobby, lol (finally did get a CLI when I consented to a hard pull though)

 

They've been known to adjust a card holder's credit line downward sometimes, like all major issuers, however, don't hear too many reports about this form of AA from them.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Valued Member
Posts: 33
Registered: ‎08-07-2008
0

Re: Discover CLD / CLI

Yeah they do!!! They slashed my CL by $3500 out of $7000 CL....

Their reason was that i had 5 new credit inquiries... That was from when i went car shopping early this year and they should really count them as one but they didnt care, i also had about $2900/$7000 of balance posted for about 2 months i think... Now my Discover More card is not gonna be used for a loooonnnnnnggggggg time, just charging a cup of coffee every 3 months of so...

CapitalOne VentureOne ($5k) PFFCU Visa ($5k) Discover More ($12,1k) AMEX Blue Sky (10k) Citi Diamond Preferred (3,1k) Citi Forward (13,8k)
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