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Super Contributor
Posts: 6,028
Registered: ‎09-18-2007
0

Discover CLD / CLI

Does any of you have experience with Discover if they do CLD what are chances of getting the limit restored?

Senior Contributor
Posts: 3,862
Registered: ‎01-10-2008
0

Re: Discover CLD / CLI

[ Edited ]

Don't have experience with a CLD from Discover but they have denied CLI requests like it was a hobby, lol (finally did get a CLI when I consented to a hard pull though)

 

They've been known to adjust a card holder's credit line downward sometimes, like all major issuers, however, don't hear too many reports about this form of AA from them.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Valued Member
Posts: 33
Registered: ‎08-07-2008
0

Re: Discover CLD / CLI

Yeah they do!!! They slashed my CL by $3500 out of $7000 CL....

Their reason was that i had 5 new credit inquiries... That was from when i went car shopping early this year and they should really count them as one but they didnt care, i also had about $2900/$7000 of balance posted for about 2 months i think... Now my Discover More card is not gonna be used for a loooonnnnnnggggggg time, just charging a cup of coffee every 3 months of so...

CapitalOne VentureOne ($6,5k) PFFCU Visa ($5k) Discover it ($16k) AMEX Blue Sky (10k) Citi Diamond Preferred (5k) Citi Forward (13,8k)

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