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Regular Contributor
itsjustmeibe
Posts: 204
Registered: ‎02-19-2008

Discover CLI - Approved

So I pulled the trigger on an increase with Discover. My 6th statement just cut. The rep advised that after 6 months of payments, they will review the account, but I could try today. She also said no hard pull. She asked income, how much I wanted, and what for. I hate when they ask how much. I had a $3k limit and asked for $6k. It was approved.

 

I used my card like crazy and paid in full most months. I have a zero balance right now.

Established Contributor
cartercorp
Posts: 851
Registered: ‎07-01-2008

Re: Discover CLI - Approved

Congrats

Thats a nice CLI of $3000.

Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007

Re: Discover CLI - Approved

Congrats! Discover is awesome.
Here we go again...
Established Contributor
Itsmeagain
Posts: 832
Registered: ‎01-16-2008

Re: Discover CLI - Approved

100% increase . . . . GREAT!!

Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


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Senior Contributor
score_building
Posts: 3,463
Registered: ‎01-10-2008

Re: Discover CLI - Approved

congrats- that's a nice cli!
FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (WALMART)
Established Contributor
Posts: 739
Registered: ‎06-30-2007

Re: Discover CLI - Approved

I would like to my discover card just can't earning only $7.5 on the first 3K when I can get $30 else where
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009

Re: Discover CLI - Approved

I like tthe HSBC Weekender card since it gives you 2% cashback on Saturdays and Sundays. My mother specifically uses that on the weekends to pay her utility bills and she's taking advantage of it.
New Contributor
kyobakes
Posts: 59
Registered: ‎04-28-2009

Re: Discover CLI - Approved

what was your reasoning as to why you wanted it?
Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009

Re: Discover CLI - Approved



kyobakes wrote:
what was your reasoning as to why you wanted it?

BT. After the increase, my mother submitted a BT from her HSBC card to her AMEX card and HSBC denied the request. The reason why they denied it was that there weren't any BT offers available at the moment.


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