05-21-2009 06:20 AM
So I pulled the trigger on an increase with Discover. My 6th statement just cut. The rep advised that after 6 months of payments, they will review the account, but I could try today. She also said no hard pull. She asked income, how much I wanted, and what for. I hate when they ask how much. I had a $3k limit and asked for $6k. It was approved.
I used my card like crazy and paid in full most months. I have a zero balance right now.
05-21-2009 08:09 AM
05-21-2009 11:23 AM
05-21-2009 12:27 PM
what was your reasoning as to why you wanted it?
BT. After the increase, my mother submitted a BT from her HSBC card to her AMEX card and HSBC denied the request. The reason why they denied it was that there weren't any BT offers available at the moment.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO