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So I wanted to do a soft pull CLI on my Discover...did the online form and decided to double it (from 1750 to 3500), and it instantly approved it for full amount. Decided I would cancel that one and attempt higher (since this one was instant) and when I did, it rejected it and said I would need to get a hard pull...so I canceled that one too. Decided to go back to my original amount and when I tried it said I had a "pending CLI"
What? I canceled both I thought? Advice?
Same thing happened to me. I used the chat to make sure it was cancelled and no hard inquiry would be performed. She said she saw it was cancelled and she was able to put through a request for me with a soft inquiry. I recommend chatting with or ringing them.
@BlueHusky wrote:So I wanted to do a soft pull CLI on my Discover...did the online form and decided to double it (from 1750 to 3500), and it instantly approved it for full amount. Decided I would cancel that one and attempt higher (since this one was instant) and when I did, it rejected it and said I would need to get a hard pull...so I canceled that one too. Decided to go back to my original amount and when I tried it said I had a "pending CLI"
What? I canceled both I thought? Advice?
So did you end up getting the increase? I finally had the cli form to fill out but was denied twice and it locked itself after two attempts.I'm woried it might result in a hp.
how much usually should we ask ?? double or 3x limit ???? Do they counter offer like other company ?
From what I read it don't seem like they counter offer at all. If it's too high it always ask if you wanna try with a HP.
@eviLution wrote:From what I read it don't seem like they counter offer at all. If it's too high it always ask if you wanna try with a HP.
I read the contrary, i doubled my current limit but it asked me it needed a hp so i canceled. Tried again but said the same thing. I tried a third time but it said "CLI Pending" I know i pressed cancel but I don't want the hp.