Credit Cards Center Credit cards from our partners
Reply
Contributor
Posts: 193
Registered: ‎04-01-2012
0

Discover CLI Button - Pending Increase Even though I canceled??

So I wanted to do a soft pull CLI on my Discover...did the online form and decided to double it (from 1750 to 3500), and it instantly approved it for full amount. Decided I would cancel that one and attempt higher (since this one was instant) and when I did, it rejected it and said I would need to get a hard pull...so I canceled that one too. Decided to go back to my original amount and when I tried it said I had a "pending CLI"

 

What? I canceled both I thought? Advice?




Starting Score: 583 (CreditKarma, 2009)
Current Score: 783 (Walmart Free FICO, March 20, 2012), 774 (Equifax, BoA Pull, 2/20/13)
Goal Score: 800+


Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,039
Registered: ‎01-24-2012
0

Re: Discover CLI Button - Pending Increase Even though I canceled??

Same thing happened to me. I used the chat to make sure it was cancelled and no hard inquiry would be performed. She said she saw it was cancelled and she was able to put through a request for me with a soft inquiry. I recommend chatting with or ringing them.

Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Discover CLI Button - Pending Increase Even though I canceled??

I agree give them a call hopefully they can still give you your increase.



EQ FICO 548 3/3/16
Contributor
Posts: 144
Registered: ‎05-23-2011
0

Re: Discover CLI Button - Pending Increase Even though I canceled??

+1 on calling. Another poster had similiar situation. Called and still got the cli.

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: Discover CLI Button - Pending Increase Even though I canceled??


BlueHusky wrote:

So I wanted to do a soft pull CLI on my Discover...did the online form and decided to double it (from 1750 to 3500), and it instantly approved it for full amount. Decided I would cancel that one and attempt higher (since this one was instant) and when I did, it rejected it and said I would need to get a hard pull...so I canceled that one too. Decided to go back to my original amount and when I tried it said I had a "pending CLI"

 

What? I canceled both I thought? Advice?


So did you end up getting the increase? I finally had the cli form to fill out but was denied twice and it locked itself after two attempts.I'm woried it might result in a hp.Smiley Sad

 

Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: Discover CLI Button - Pending Increase Even though I canceled??

how much usually should we ask ?? double or 3x limit ???? Do they counter offer like other company ?


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: Discover CLI Button - Pending Increase Even though I canceled??

From what I read it don't seem like they counter offer at all. If it's too high it always ask if you wanna try with a HP.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: Discover CLI Button - Pending Increase Even though I canceled??


eviLution wrote:

From what I read it don't seem like they counter offer at all. If it's too high it always ask if you wanna try with a HP.


I read the contrary, i doubled my current limit but it asked me it needed a hp so i canceled. Tried again but said the same thing. I tried a third time but it said "CLI Pending" I know i pressed cancel but I don't want the hp. 

Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.