Discover CLI DECLINE!

[LS2982]

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@mxp114 wrote:

So I called, spoke with a nice girl who said she could review the CLI request for a possible overturn. We went over my CR and she said my new accounts were of little concern considering the entire credit picture. She immediately approved my request and kept saying she was disappointed the original analyst reviewed my report "so narrowly." No additional HP.

Yay! lol

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SWEET!!!

What kind of CLI did you get?

[MrShush]

See! Never, ever, waste an INQ!

[Ron1]

Congrats!!!. Discover is the tough one to get CLI. I only got one CLI last year. It was pre-approved offer and I didn't get any HP. The other tough one to get CLI are Citi, Cap 1, BofA.

Ron.

[aussiesareforever]

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@Ron1 wrote:

Congrats!!!. Discover is the tough one to get CLI. I only got one CLI last year. It was pre-approved offer and I didn't get any HP. The other tough one to get CLI are Citi, Cap 1, BofA.

Ron.

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Discover, Citi and Bank of America CLIs may be tough. Capital one is impossible.

[webhopper]

Congrats! LOL at the CSRs use of the term "narrowly"

I love discover CSRs

[mxp114]

Yeah web lol My new CL is $15k. In six months I will try for $20k then cap it.

[FrugalRican]

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@FrugalRican wrote:

It'll be an even bigger waste of an HP if you dont at least try calling for recon.

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This guy sometimes gets it right, about 3% of the time, everytime.

Congrats on the CLI, glad you decided not to stay too mad at Discover.

[webhopper]

I'm glad to know it will go that high. I'm actually hoping to get my discover more card limit to increase. Its my oldest account, open since 1999, perfect history, good utilization. I've run 17k in spending through that card in the last 24 months I actually am hoping chase and discover match or come close to my nfcu limit when they do account reviews

[webhopper]

What's your income like mxp? Did they ever ask?