Discover CLI - HOP or SP

[EW800]

I am sorry for asking a question that is all over the web, however I am seeing conflicting information.  Can anyone who has done a CLI increase request with Discover recently confirm whether it is a HP or SP?  

Thanks!

[coldnmn]

Online it will ask if nothing available. Calling they will ask if they can pull your report if nothing is available with a sp. Calling is probably the safe bet.

[mongstradamus]

if you use site or automated system it can be an SP, if you can't get SP that way , then it will probably be an HP for cli

[AirlinerDudeB6]

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@coldnmn wrote:

Online it will ask if nothing available. Calling they will ask if they can pull your report if nothing is available with a sp. Calling is probably the safe bet.

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+1

I called and was transferred to an awesome credit analyst.  He was able to confirm that he could give me a 2X CLI with only a soft pull. 

Note that I did NOT have the option available online or via the phone tree.  So YMMV when it comes to trying to figure if one is available to you.

I would call...you have nothing to lose.

[changingmantra2]

What everyone else has said - plus - it was some of our cases that we had to take 1-2 HP CLsI with Discover before getting approved for SP ones-

[takeshi74]

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@EW800 wrote:

I am sorry for asking a question that is all over the web, however I am seeing conflicting information.

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Of course -- it can go either way.  I'd also suggest calling if concerned.

[vygotsky]

I called in yesterday and was told that its a SP for a random CLI (YMMV) but if you would like to request a higher line than what they offer you with the SP it would be a HP.

[PlasticOrPlastic]

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@EW800 wrote:

I am sorry for asking a question that is all over the web, however I am seeing conflicting information.  Can anyone who has done a CLI increase request with Discover recently confirm whether it is a HP or SP?  

Thanks!

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I took 2 HPs in a month went from $800 to $2000 then $2000 to $3000.  Im not taking any more HP's.