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Discover CLI: I turn 6 months on Sep 29 (UPDATE: $2K CLI today)

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YoungEntrepeneur
Established Contributor

Re: Discover CLI: I turn 6 months on Sep 29

Congrats on the CLI!
Message 41 of 51
y0rascal
Regular Contributor

Re: Discover CLI: I turn 6 months on Sep 29

I did it also since i start my discover more around the time john did. I called late last night after viewing the thread and i did  have option 5 but did  not have the option for CLI. I was thinking maybe they wont offer it since they gave me a automated increase like 2 months ago of $1,600 to bring me to a total of 9.6k.

 

Called today 9-28-2009 during business hours and the option was there hit it asked for 3.4k and they came back at 2k i accepted am now at 11.6k pretty nice.

Message 42 of 51
shyboy
Frequent Contributor

Re: Discover CLI: I turn 6 months on Sep 29 (UPDATE: $2K CLI today)

Would this also apply to the student discover more card. Im not planning on asking for a CLI now since my account is only two months old. Im just wondering? 
-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks
Message 43 of 51
creditwherecreditisdue
Senior Contributor

Re: Discover CLI: I turn 6 months on Sep 29 (UPDATE: $2K CLI today)


@shyboy wrote:
Would this also apply to the student discover more card. Im not planning on asking for a CLI now since my account is only two months old. Im just wondering? 

 

It might. You'll have to dial in occasionally and find out!
Message 44 of 51
Anonymous
Not applicable

Re: Discover CLI: I turn 6 months on Sep 29 (UPDATE: $2K CLI today)

Wait until you get your 6th statement on your new card before you call for a CLI.

 

 

I called Discover for a CLI today and to my surprise they gave me MORE than I asked for! 

 

I had this card for over a year, original CL was $1k and they upped it automatically to $1250 6 months ago. 

 

It was my only card 6 months ago. Since then I got 2 new prime CCs in April and 3 new prime CCs in July, so 5 new accounts total.

My average CL yesterday was around $2.3k and highest CL $4k. Low utilization.

 

I called and I asked for $750 increase and it said that my credit line can be increased by $1000 and I accepted the offer.

New CL - $2250! 80% increase... When it asked why I am requesting an increase, I chose "Other".

 

 I guess I should have asked for more. :-)

Message Edited by refskuska on 09-28-2009 10:01 PM
Message 45 of 51
creditwherecreditisdue
Senior Contributor

Re: Discover CLI: I turn 6 months on Sep 29 (UPDATE: $2K CLI today)

Nice going! Congrats!
Message 46 of 51
MrShush
Valued Contributor

Re: Discover CLI: I turn 6 months on Sep 29 (UPDATE: $2K CLI today)

I took a chance and went for #2 CLI in a month with them and failed. I hope I didn't wake the AA monster

 Smiley Indifferent My line with them stands at $7490.

Message Edited by MrShush on 09-29-2009 08:44 AM
Message 47 of 51
Itsmeagain
Established Contributor

Re: Discover CLI: I turn 6 months on Sep 29 (UPDATE: $2K CLI today)

It has only been 4-5 mo. since I split my CL to open a business account.  That reduced my CL from 9,500 to 4.5K on my "More" card and 5K on the business card.

 

So, I called in for a CLI.

 

The CSR said "NO"

 

I said "RECON". 

 

She said "Hold for an account specialist".

 

After bantering with the AS, she offered 2K (I had asked for 5K)

 

I said "OK"

 

It's a very good day . . . . Smiley Very Happy


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Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


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Message 48 of 51
score_building
Senior Contributor

Re: Discover CLI: I turn 6 months on Sep 29 (UPDATE: $2K CLI today)

congrats itsme!!  i don't imagine discover would be an easy recon, good going- cheers to you!

 

 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 49 of 51
Itsmeagain
Established Contributor

Re: Discover CLI: I turn 6 months on Sep 29 (UPDATE: $2K CLI today)

thanks Score . . . . she also told me two things that might be of interest:

  1.  Because of the "Current Economic Climate", Discover is not granting CLI's for more than 2K at this time.
  2. To minimize their exposure, they are not granting ANY business CLI's in the immediate future.

Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


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Message 50 of 51
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