Re: Discover CLI Process

Hooosier · ‎10-19-2013

I just wanted to give an overview of my Discover CLI process for anyone in the future. I requested and increase this afternoon through the online chat feature. They said I was not eligible for an increase via SP so I requested an increase from $7,800 to $25,000 (I've always figured go big if a HP is required). The asked me standard ID, address, and income questions. Then the rep told me I would need to call in and speak with a credit analyst to complete the process. I called in and answered many of the same questions and a few more about my income (I am self-employed). They approved my credit limit increase up to $12,800 which I am happy with (I certainly didn't expect them to honor my $25K request). Overall, the process was quite painless so don't be worried if Discover asks you to call in to complete a CLI request.

jsickz32 · ‎10-19-2013

Thanks for this. My discover has been stuck at 1700 for almost year and a half. Im gonna try this when i get home.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

09Lexie · ‎10-19-2013

Congratulations! Definitely worth a hp.

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BearsAndTurtlesRtheBest · ‎10-19-2013

Thanks for sharing and congrats on the CLI

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

coldnmn · ‎10-19-2013

Congrats! Discover is the card I use the most and my lowest limit. The hard pull was definitely worth it for you. I hope to get an auto CLI one day. They have great customer service and shop Discover is great.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

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Discover CLI Process