Re: Discover CLI Successful!

Meltdownblitz · ‎07-20-2012

I just requested a CLI on my discover more card, i had 2500 and requested 6000. Rep informed me it would be a HP, i agreed. (probably on TU, havent checked yet) I was then transferred to a credit analysist where he asked me a few questions including the reason why I wanted the increase, then put me on hold came back and said I am able to approve you for the 6k!! Thanks to myfico for how much I have learned and will continue to learn.

Barclays Uber - 4% Restaurants, 2% Online Purchases/Everyday Card || PenFed Cash - 5% Gas || Amazon Visa Signature - 5% Amazon || U.S. Bank Cash+ - 5% Utilities, 5% Cable/Internet || AMEX BCP - 6% Groceries || WF Cash - Cell Insurance || Rotating 5% Categories - Chase Freedom, Discover It, Citi Dividend || AMEX Zync - For Fun!

MsLadyRover · ‎07-20-2012

Great increase. Congratulations!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
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gettnthere · ‎07-20-2012

WOW!! COngrats!! Thats an awesome CLI what was the reason you gave the analyst for you wanting the increase? if u dont mind me askin lol

Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12

Meltdownblitz · ‎07-20-2012

I said I was traveling in a few weeks.. Which I am, and said I might need that bigger credit line as well as wanting to continue taking advantage of the 5% cash back categories.

Barclays Uber - 4% Restaurants, 2% Online Purchases/Everyday Card || PenFed Cash - 5% Gas || Amazon Visa Signature - 5% Amazon || U.S. Bank Cash+ - 5% Utilities, 5% Cable/Internet || AMEX BCP - 6% Groceries || WF Cash - Cell Insurance || Rotating 5% Categories - Chase Freedom, Discover It, Citi Dividend || AMEX Zync - For Fun!

gettnthere · ‎07-20-2012

ahhhh very good reasoning

Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12

LionLaw · ‎07-20-2012

Nice! Yes, from what I understant, Discover always pulls TU for CLIs.

Discover CLI Successful!

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Discover CLI Successful!