Discover CLI denied

[09Lexie]

@Obey

It doesn't even warrant a pic in your siggy! Man, that's cold-blooded. Lol

[pt2005]

Yeah, don't feel bad.

Me and my DW have combined income near 200K, joined account; I'm in the 700 range and she's in 750; called them several times after 6 months. NO LOVE. Stuck at $1000.

My little sister is still in school and got her initial CL at 6K and auto luv after 3-4 months to 9K.

Something is wrong with Discover! I stop using the card and am now using AMEX full time

[LS2982]

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@pt2005 wrote:
Yeah, don't feel bad.

Me and my DW have combined income near 200K, joined account; I'm in the 700 range and she's in 750; called them several times after 6 months. NO LOVE. Stuck at $1000.

My little sister is still in school and got her initial CL at 6K and auto luv after 3-4 months to 9K.

Something is wrong with Discover! I stop using the card and am now using AMEX full time

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Did the same thing, PRG gets all my luv now!

[LS2982]

Its bad enough I get bombarded with Discover ads here now every NHL playoff game I watch im getting bombarded with ads!!!!

NO Discover you give me luv I use your card!!!!

[ObeyJohnny12]

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@09Lexie wrote:
@Anonymous

It doesn't even warrant a pic in your siggy! Man, that's cold-blooded. Lol

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Haha! That's what they get. I am grateful because they approved me when I first started building and It did became my main card for a while but did not recieve any luv. My main card is my Amex Green, then Chase. 

Ps have to update my siggy. Haha.  

[FocusedAndDetermined]

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@LS2982 wrote:

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@pt2005 wrote:
Yeah, don't feel bad.

Me and my DW have combined income near 200K, joined account; I'm in the 700 range and she's in 750; called them several times after 6 months. NO LOVE. Stuck at $1000.

My little sister is still in school and got her initial CL at 6K and auto luv after 3-4 months to 9K.

Something is wrong with Discover! I stop using the card and am now using AMEX full time

---

Did the same thing, PRG gets all my luv now!

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Well, I am continually baffled by all the issuers.  Chase took over from WaMu in 2009, they cut my CL and raised my APR.  I've beem stuck at the same $1.3K limit ever since.  Discover, which got burned by me when I went through a truly bad patch, gave me an instant approval at $6.5k.  Tried multiple times to recon the Chase decline of the Marriott card, and got no where.  Have never missed a payment with Chase or anyone, since my 07 BK7. 

I think it would be easier to locate a specific grain of sand in the Kalahari, than it is to try to understand how these banks make their decisions.

[LS2982]

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@FocusedAndDetermined wrote:

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@LS2982 wrote:

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@pt2005 wrote:
Yeah, don't feel bad.

Me and my DW have combined income near 200K, joined account; I'm in the 700 range and she's in 750; called them several times after 6 months. NO LOVE. Stuck at $1000.

My little sister is still in school and got her initial CL at 6K and auto luv after 3-4 months to 9K.

Something is wrong with Discover! I stop using the card and am now using AMEX full time

---

Did the same thing, PRG gets all my luv now!

---

Well, I am continually baffled by all the issuers.  Chase took over from WaMu in 2009, they cut my CL and raised my APR.  I've beem stuck at the same $1.3K limit ever since.  Discover, which got burned by me when I went through a truly bad patch, gave me an instant approval at $6.5k.  Tried multiple times to recon the Chase decline of the Marriott card, and got no where.  Have never missed a payment with Chase or anyone, since my 07 BK7. 

I think it would be easier to locate a specific grain of sand in the Kalahari, than it is to try to understand how these banks make their decisions.

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LMAO!!!!

Or find that elusive needle in the haystack!!

[neonsign82]

Sorry to hear that :-(

Discover has been pretty generous to me...

Opened Discover More June last year with $2K line... then increased to $5K on December (hard pull - Transunion) then increased again last week to $15K (again another hard pull on Transunion)

I always pay in pull before the statement cuts and I charge at least $1K a month on the card...

[myjourney]

Truly sorry to hear that

[kblatt]

That's crazy!  I cannot believe they did not approve you.

Please be careful with any CC company, I was burned by BofA a few weeks ago during a CLI.  I asked if it was a soft pull before submitting the request via online form and was told it was.  A day later the credit monitoring alerts started rolling in... you guessed it.

Be sure to keep an eye on your reports (all 3).  Call them out on it if they didn't live up to their word.