Discover CLI for BT

[cmthomas06]

I opened a Discover More card in Mid June because it was offering 0% on BT for 18 months and I want to put the rest of my debt on that card. Unfortunately, my remaining debt is more than the CL. Whats the liklihood that if I called today and asked for a CLI it would be approved? Would they be able to use the score they pulled when I was approved or would I have to suffer a HP? 

Thanks

[CS800]

I think they will tell you that they need to see 6 months history with this card first. I got that from them before

[searchingfor67]

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@cmthomas06 wrote:

I opened a Discover More card in Mid June because it was offering 0% on BT for 18 months and I want to put the rest of my debt on that card. Unfortunately, my remaining debt is more than the CL. Whats the liklihood that if I called today and asked for a CLI it would be approved? Would they be able to use the score they pulled when I was approved or would I have to suffer a HP? 

Thanks

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I tried to do the same thing last week, but I was told that the BT could not exceed my available credit...I was hoping that they would raise my limit, but that wasnt even an option. I decided to to it the BT anyway for the maximum available on my card (still saves me money in the long term), and to my surprise, I received an auto cli of $500 the next day...YMMV though.

[searchingfor67]

I have had my card for almost 10 mos by the way...