Credit Cards

[snowkitty]

I have the button on mine to....when I clicked on it, it said to call 1800 Discover so I don't know if it pulled anything or not....it asked me no questions

[maiden_girl]

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snowkitty wrote:
I have the button on mine to....when I clicked on it, it said to call 1800 Discover so I don't know if it pulled anything or not....it asked me no questions

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The link is disabled until your account ages a few months and you make those 3 payments. I get the same message if I click it. There's no credit pull. If you really want an increase, just call and ask if it'll be a HP or a SP, if the rep knows the difference. Lol.

[snowkitty]

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maiden_girl wrote:

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snowkitty wrote:
I have the button on mine to....when I clicked on it, it said to call 1800 Discover so I don't know if it pulled anything or not....it asked me no questions

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The link is disabled until your account ages a few months and you make those 3 payments. I get the same message if I click it. There's no credit pull. If you really want an increase, just call and ask if it'll be a HP or a SP, if the rep knows the difference. Lol.

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That makes sense....I was wondering why it went straight to that without asking me anything. I really want an increase but I am scared to call and ask.....I guess I will just wait it out.

[wallyworld123]

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Bay_Area_Joe wrote:

So, a few weeks ago i called and spoke to discover about an increase.  Gave all the info and was told they needed HP.  I said thank you, but no thank you.

I then got a letter in mail a week after saying I was eligible for 2k, I called in on Sat and spoke to agent for at least 15mins...  He said he could give me 2k with soft pull, I said good, kept speaking with agent about all kinds of personal stuff, he asked if there was anything he could do before we finished the call, I said well, another 1k would be nice, he said ok.

I was in shock....  got 3k increase with SP.

I log into account today and for the first time ever, the CLI button is on main page.

Do I dare click it ? ?  This button has never ever been on my main log in page.

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Congrats nice story

[Bay_Area_Joe]

I was at first scared to call too. This was the first time I call CSR to ask for CLI.

What I found, even when I was first approved for the Discover Card is that the agents want to talk about you. 

They want to get a warm and fuzzy feeling that you are real, honest and sincere.

I had a nice talk with this guy from everything about the weather to why I wanted the CLI.

He had a soft pull on my report and even asked why I had some increase in my account balance with CITI Bank, I simply said just got back from a 10 day vacation.

of the 8 CC accounts I have only one is reporting a balance of about 6k.  He even asked me about my job, and the fact I own my company and I am self employed and how that was going...

All in all he opened my eyes about being honest and sincere with Discover.

He wanted to know why I was using CIT instead of Discovery, I simply said I have more purchasing power because of the higher limit.  And that CIT offered me 18 months 0% on BT and purchases.

He even said that we(Discover) can offer you a promotional 0% on purchases too. 

I even learned that Discover got rid of Foreign Transaction Fees too.

Nice experience, i would have to say.

[JustinNguyen]

I called them and asked cl increase . They told me I have to wait after 6 months then call in and request for it lol