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Regular Contributor
Bay_Area_Joe
Posts: 128
Registered: ‎10-05-2012

Discover CLI just appeared

So, a few weeks ago i called and spoke to discover about an increase.  Gave all the info and was told they needed HP.  I said thank you, but no thank you.

I then got a letter in mail a week after saying I was eligible for 2k, I called in on Sat and spoke to agent for at least 15mins...  He said he could give me 2k with soft pull, I said good, kept speaking with agent about all kinds of personal stuff, he asked if there was anything he could do before we finished the call, I said well, another 1k would be nice, he said ok.

I was in shock....  got 3k increase with SP.

 

I log into account today and for the first time ever, the CLI button is on main page.

 

Do I dare click it ? ?  This button has never ever been on my main log in page.

$ 144,350 IN TOTAL CREDIT LINES.
MyFICO EQ 774 on 3/13/13 , MyFICO TU 786 on 3/22/13, Exp Score 742 on 3/13/13
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Frequent Contributor
Juan123
Posts: 494
Registered: ‎04-16-2011

Re: Discover CLI just appeared

My stupid discover CLI button always says to call the 1800 #... so discover CLI can shove it >_< lol


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


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Frequent Contributor
westo12
Posts: 495
Registered: ‎07-20-2008

Re: Discover CLI just appeared

I say click it lol.  

2013 Starting: 593 Scores: 617 (EQfico) 658 (EXvant) 640 (TUfico) | Goal scores: 700 - 19 pos TL's / 5 baddies (1 pd) / 40% reported util
My Wallet: BofA 3k | Kay's 2k | Discover/AU 1.5k | Walmart 1k | Emblem 809 | Amazon Store 700 | Paypal BML 600 | Citi/Goodyear 500 | Chase 500 | FPB 425 | Capital One 320 | Target 300 | Capital One 300 | FPB 300
Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Discover CLI just appeared

Congrats on the SP CLI! I would be afraid clicking the online CLI would result in a HP though.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Discover CLI just appeared

Congrats

Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: Discover CLI just appeared

I received after like that months ago, called in and it was no go.

Nice thing you got it. Util GRATS
Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
Valued Contributor
navigatethis12
Posts: 1,128
Registered: ‎01-24-2012

Re: Discover CLI just appeared

It also appeared for me right after receiving an increase. I went through with it just to see what would happen and it was declined. No hard pull though.

Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Discover CLI just appeared

Well if you click the button...it'll probably deny you. The system knows they just gave you an increase. Lol.

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Valued Contributor
navigatethis12
Posts: 1,128
Registered: ‎01-24-2012

Re: Discover CLI just appeared


maiden_girl wrote:

Well if you click the button...it'll probably deny you. The system knows they just gave you an increase. Lol.


Well it actually let me fill out the form and told me I would receive a response within seven days. When the letter came it made no mention of just getting an increase being the reason, only new accounts or some nonsene. I found that rather strange.

Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Discover CLI just appeared


navigatethis12 wrote:

maiden_girl wrote:

Well if you click the button...it'll probably deny you. The system knows they just gave you an increase. Lol.


Well it actually let me fill out the form and told me I would receive a response within seven days. When the letter came it made no mention of just getting an increase being the reason, only new accounts or some nonsene. I found that rather strange.


It sounds like they HP'd you. Have you checked your reports since the request?

 

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k

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