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Discover CLI question

Established Contributor

Discover CLI question

How long do I need to wait to request a CLI on their website for the discover IT?

Ive had it since the end of January.

 

Thanks

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards
Message 1 of 9
8 REPLIES
Super Contributor

Re: Discover CLI question

6 months to request for a CLI, but some were told that they can request CLI as soon as within 3 months of account opening.

Either ways you are good to go!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 2 of 9
Regular Contributor

Re: Discover CLI question

I'm not sure but when I click it online, it says its not yet available! I plan to hold out for an auto CLI anyway! My GF got one on hers after about four months! Hopefully I can have similar results!
AMEX BCE- $12,600 I Discover IT- $10,000 I Chase Freedom- $7,000 I Citi Double Cash- $3,300 I Best Buy- $2,800 I Bayport CU Visa- $1,000
Message 3 of 9
Established Contributor

Re: Discover CLI question

I am tempted to click it online but dunno what to do 

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards
Message 4 of 9
Frequent Contributor

Re: Discover CLI question

Discover told me yesterday that I can request a CLI in 3 months. 

CARDS.jpg

Message 5 of 9
Frequent Contributor

Re: Discover CLI question

Discover told me yesterday that I can request a CLI in 3 months. 

CARDS.jpg

Message 6 of 9
Highlighted
Frequent Contributor

Re: Discover CLI question

I'm waiting 6 months I'm at 4 months this week. 2 to go plus I need to pay down some stuff before I request a cli.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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Message 7 of 9
Frequent Contributor

Re: Discover CLI question

Good idea. High util is a recipe for decline.

CARDS.jpg

Message 8 of 9
New Contributor

Re: Discover CLI question

Discover is really conservative - so I'd wait the full 6 months.  When I called in to ask for a CLI for my Discover IT, they told me they usually only approve CLI's at 3 months if you have had a significant income increase, or dramatic change in whats on your credit report.  

Message 9 of 9