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So I have a Discover card with a limit of $1k for over a year now. I was about to ask for a CLI but when I logged in today, I see that they auto-CLI'd me for $500, so now my limit is $1.5k. Not very happy about this auto-CLI since I was going to manually request for something like a $3k limit. I have a perfect payment history and zero utiliy at the moment on the card. I was wondering if I could call in and ask for another CLI or would it just be denied since I was just auto-CLI literally a week ago. What should I do?
Same thing happened to me a year ago. The CSR warned me that I would probably not be approved for an increase since I had just got an auto CLI. Sure enough it was a no go.