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Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: Discover CLI request denied via CSR, recon HUGE SUCCESS!

Congratulation....That's very nice increase.


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012
0

Re: Discover CLI request denied via CSR, recon HUGE SUCCESS!

Congrats on the increase way to go!

Contributor
cardslayer
Posts: 82
Registered: ‎01-08-2008
0

Re: Discover CLI request denied via CSR, recon HUGE SUCCESS!

Awesome outcome. I started out at $2k about 5mo ago and have not seen any CLI. I average $800/mo and always PIF'd. My scores are just a smidge north of OP's (latest Amex EXP shows 686, and TU is sitting at 712 from 3 mo ago). I'm hoping I see something next month as I get past my 6th statement. Thanks to OP I know that I should just call in and see what's up if I don't get some kind of action next month. Congrats OP!

Regular Contributor
Tryon2improve
Posts: 201
Registered: ‎12-04-2011
0

Re: Discover CLI request denied via CSR, recon HUGE SUCCESS!

  • Definitely try the automated process first, if you get the credit department and speak to a person you more than likely will have a hard pull.  They are very generous though and have the best customer service.  Best of luck.


Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Discover CLI request denied via CSR, recon HUGE SUCCESS!

[ Edited ]

That is an amazing recon experience :smileyhappy:  I'm glad they were able to give you a nice CLI over the phone, even though it cost a HP, seems like it was well worth it!

 

I love Discover Customer Service...  Very nice :smileyhappy:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Regular Contributor
Tryon2improve
Posts: 201
Registered: ‎12-04-2011
0

Re: Discover CLI request denied via CSR, recon HUGE SUCCESS!

Update: Amex is now at $4.8k! After 8 denials for an increase over the past two years, I achieved succes with the automated system last night. I originally had a $3k limit on the card when it was issued in 2007, late 2008 (credit crisis) they dropped me to $1,600 and I have been trying to get it up ever since.
Do I have to wait 60 days or 6 months before I can request another increase with Amex? Thanks!


Regular Contributor
Tryon2improve
Posts: 201
Registered: ‎12-04-2011
0

Re: Discover CLI request denied via CSR, recon HUGE SUCCESS!


webhopper wrote:

That is an amazing recon experience :smileyhappy:  I'm glad they were able to give you a nice CLI over the phone, even though it cost a HP, seems like it was well worth it!

 

I love Discover Customer Service...  Very nice :smileyhappy:


It was well worth it, they pulled TU which had no inquiries on it.  My EQ had 3.




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