Credit Cards Center Credit cards from our partners
Reply
Contributor
Posts: 86
Registered: ‎06-07-2009
0

Re: Discover CLI ?'s

the paper that came with my new discover card says that my account is up for review (for cli ) every 3 months for the first year . !?

anybody else got this with their new card ?

is it true or just " talk "

anyone!!

Contributor
Posts: 86
Registered: ‎06-07-2009
0

Re: Discover CLI ?'s

bump!
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover CLI ?'s


boamacy wrote:

the paper that came with my new discover card says that my account is up for review (for cli ) every 3 months for the first year . !?

anybody else got this with their new card ?

is it true or just " talk "

anyone!!


 

It is up for review - but mostly for negative stuff if you abuse your account or credit. My account was reviewed and I was given a lower APR that the one I was approved for after the intro zero APR ran out. Now at 9.99%V. I don't think they are doling out auto-CLI's these days. If you want a CLI you're going to have to ask. Having the option available on the telephone is an indication that your account has been reviewed and that you may be able to get a CLI if you ask. I have had the phone option for some time now.
Contributor
Posts: 86
Registered: ‎06-07-2009
0

Re: Discover CLI ?'s

Thanks creditwherecreditisdue !

I thought so, cause everybody here is talking about 6 months at least before any potential cli....i like the card and I hope I ll get a lower apr too....!

can u please tell how did u use the card for the first 6 month (uti, pif..........)

Highlighted
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover CLI ?'s

I have had an increasing balance on the card all along - taking advantage of the 0% APR intro offer. I just PIF'ed and have had a credit balance the last two months. I have had the CLI option on the phone for some time now (I think). Discover likes use. I do not carry high balances relative to my CL's - ever. I think this peaked at about 30% of CL.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.