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Regular Contributor
Posts: 151
Registered: ‎01-29-2013
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Discover CLI?

[ Edited ]

Opened my IT card 7 months ago. CLI button appeared 2 months ago but everytime I request 500 or 1000, system comes back with HP required. Should I bother calling in to speak with a rep and see if I can get a SP CLI?


Currently $1100/$3000. Balance is a 0% BT until next yr. Pushing about $50-100/month only because I don't want to spike up util%

Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: Discover CLI?

Super Contributor
Posts: 31,000
Registered: ‎02-07-2013
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Re: Discover CLI?

UTL is a little high IMO

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Regular Contributor
Posts: 151
Registered: ‎01-29-2013
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Re: Discover CLI?

I have no access to my EQ reports so IDK if they are SPing me. Im holding off on paying the balance since its a BT

Regular Contributor
Posts: 164
Registered: ‎10-09-2013
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Re: Discover CLI?

I was approved for a Discover It card last week for a $800 line. I have called 5 times to see if they will give me a CLI and the answer I was given today was that it is only done automatically. My scores are in the low 700's. 

Last App: 10/13
Gardening Until: 4/14 (At least)

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