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@YahComb wrote:my first discover cli, i tried after the 7th statement, couldn't get a cent increase without a hp for the life of me.They were my lowest CL with 1K. i got up to 3.5K
6 months later i was softed to 4K over the phone, and this past week 10 months later softed twice to 7.5K online and 9K
Those are nice increases. So you're saying after your 7th statement you allowed the hp and they upped you to 3.5 and the rest were soft pulls?
If you don't mind me asking what was your income and credit like at the time of the hp increase.
She didn't even ask me for an hp lol but that's because I had told her from the getgo that I was gardening and did not want an hp haha
@ayles wrote:
@Wade64 wrote:
@ayles wrote:
@YahComb wrote:you can try calling them(it's automated, but if it tells you they need more info, you'll get an analyst and probably need to do a hard pull) or using the secure messages.
Thank you!
I chatted with someone online. She said that sometimes that option to increase online isn't available but you can always do it online or on the phone. She put in a request for a cli without a hp but said it was not approved and I would be getting a letter why.
Oh well, will try again at some point in the future...
Sorry about that your in the same boat with me
lol oh well I'll take the denial in that case then Wouldn't want you to be all alone in the Discover-doesn't-love-me club lol
That is 1 club i want me and you both out of
@ayles wrote:
@YahComb wrote:my first discover cli, i tried after the 7th statement, couldn't get a cent increase without a hp for the life of me.They were my lowest CL with 1K. i got up to 3.5K
6 months later i was softed to 4K over the phone, and this past week 10 months later softed twice to 7.5K online and 9K
Those are nice increases. So you're saying after your 7th statement you allowed the hp and they upped you to 3.5 and the rest were soft pulls?
If you don't mind me asking what was your income and credit like at the time of the hp increase.
She didn't even ask me for an hp lol but that's because I had told her from the getgo that I was gardening and did not want an hp haha
DId you literally say "I am gardening"? LoL.
LMBO @ Ayles!!! Too funny
@Lin55 wrote:
@ayles wrote:
@YahComb wrote:my first discover cli, i tried after the 7th statement, couldn't get a cent increase without a hp for the life of me.They were my lowest CL with 1K. i got up to 3.5K
6 months later i was softed to 4K over the phone, and this past week 10 months later softed twice to 7.5K online and 9K
Those are nice increases. So you're saying after your 7th statement you allowed the hp and they upped you to 3.5 and the rest were soft pulls?
If you don't mind me asking what was your income and credit like at the time of the hp increase.
She didn't even ask me for an hp lol but that's because I had told her from the getgo that I was gardening and did not want an hp haha
DId you literally say "I am gardening"? LoL.
Yes I did and proud of it!!!! hehehehehehe
@Uppingmyscore wrote:@LMBO @ Ayles!!! Too funny
hahahahah whaaaaaat? O
PS I tell everyone in the credit world I'm gardening and letting my hps age and accounts grow. It always amuses me that they have no clue what I'm talking about lol
I reported i think 33K at that time. Same number 6 months later, right before my raise.
very low housing/rent payment at 400.
@ayles wrote:I have had Discover since November of last year. My third statement was cut Feb 17th. I've always paid majority in full with a small balance reporting. There stil is no cli button next to my available credit just that link from account options and after clicking that I just get that message of how my credit limit increase cannot be processed online at this time so I can't even ask for one.
Most people I've seen on the board start seeing a button around their third statement. Does anyone have experiences otherwise? When can I expect this to show up lol.
I've never had a CLI button next to my available balance either. However, I did get some auto luv after my 4th statement so I'm keeping my fingers crossed for ya, Ayles.
@Wade64 wrote:
@ayles wrote:
@Wade64 wrote:
@ayles wrote:
@YahComb wrote:you can try calling them(it's automated, but if it tells you they need more info, you'll get an analyst and probably need to do a hard pull) or using the secure messages.
Thank you!
I chatted with someone online. She said that sometimes that option to increase online isn't available but you can always do it online or on the phone. She put in a request for a cli without a hp but said it was not approved and I would be getting a letter why.
Oh well, will try again at some point in the future...
Sorry about that your in the same boat with me
lol oh well I'll take the denial in that case then Wouldn't want you to be all alone in the Discover-doesn't-love-me club lol
That is 1 club i want me and you both out of
ayles my dear friend !!! Discover just kicked me out of the boat and gave me a 4500 sp cli I will be pulling for you and wishing you good luck. Hang in there and don't give up. I have asked them every month for the last 6 months and it paid off this time