Starting Score: 653 (11/1/2011 TransUnion)
lex240 wrote:I called yesterday to have my discover more credit limit increased from 1.5k to 4k. And I have to say I was grilled and asked a ton of questions
about income and education levels, and my living situation. But in the end they granted me an increase with a hard credit pull of course.lol
Congrats!!!
What does education levels have to do with a CLI..........thats a first 
Starting Score: 648
LS2982 wrote:
lex240 wrote:I called yesterday to have my discover more credit limit increased from 1.5k to 4k. And I have to say I was grilled and asked a ton of questions
about income and education levels, and my living situation. But in the end they granted me an increase with a hard credit pull of course.lol
Congrats!!!
What does education levels have to do with a CLI..........thats a first
OP-2.5k is a very nice increase from the credit sticklers at Discover, good going!
Most lenders account for the correlation which often exists between level of education and overall capacity to earn more/ repay loans.
Reortedly the level of education of a card holder can correlate strongly with their capacity to repay and is considered by many lenders.
For e.g., over a lifetime, all other things being the same, an individual with a college degree versus a HS Diploma will earn approximately 1 million dollars more. This is generally considered to be valuable information which a creditor may want to consider in connection with a loan app.
lex240 wrote:I called yesterday to have my discover more credit limit increased from 1.5k to 4k. And I have to say I was grilled and asked a ton of questions
about income and education levels, and my living situation. But in the end they granted me an increase with a hard credit pull of course.lol
what did they pull?
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