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Discover CLI?

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ayles
Established Contributor

Discover CLI?

I have had Discover since November of last year.  My third statement was cut Feb 17th.  I've always paid majority in full with a small balance reporting.  There stil is no cli button next to my available credit just that link from account options and after clicking that I just get that message of how my credit limit increase cannot be processed online at this time so I can't even ask for one.

 

Most people I've seen on the board start seeing a button around their third statement.  Does anyone have experiences otherwise?  When can I expect this to show up lol. 



Current scores: myFICO: 670/TU(Wal): 664/TU(Dis): 659 (Goal: 700)
Last app: 1/3/2014; (Prayerfully!) gardening until: 7/3/2014

~I'm living for an audience of One!
Message 1 of 19
18 REPLIES 18
B335is
Moderator Emeritus

Re: Discover CLI?

Did you check under the "Credit Options" tab?  Mine showed up after the 3rd statement cut.

Message 2 of 19
ayles
Established Contributor

Re: Discover CLI?


@B335is wrote:

Did you check under the "Credit Options" tab?  Mine showed up after the 3rd statement cut.


Yeah that's what I'm talking about.  That's the only place it says anything about a credit limit increase and it's been there since I've had the card but when I click on it it just says your online request cannot be processed at this time blah blah blah.  Nothing about entering information and then denying an increase or saying they'd need to hp etc.

 

Thanks for responding Smiley Happy



Current scores: myFICO: 670/TU(Wal): 664/TU(Dis): 659 (Goal: 700)
Last app: 1/3/2014; (Prayerfully!) gardening until: 7/3/2014

~I'm living for an audience of One!
Message 3 of 19
ayles
Established Contributor

Re: Discover CLI?


@B335is wrote:

Did you check under the "Credit Options" tab?  Mine showed up after the 3rd statement cut.


This is what it says when I click on it:

 

 

We're Sorry.

Your credit limit increase request cannot be processed at this time. For assistance, please call 1-800-DISCOVER (1-800-347-2683).



Current scores: myFICO: 670/TU(Wal): 664/TU(Dis): 659 (Goal: 700)
Last app: 1/3/2014; (Prayerfully!) gardening until: 7/3/2014

~I'm living for an audience of One!
Message 4 of 19
YahComb
Established Contributor

Re: Discover CLI?

you can try calling them(it's automated, but if it tells you they need more info, you'll get an analyst and probably need to do a hard pull) or using the secure messages.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 5 of 19
ayles
Established Contributor

Re: Discover CLI?


@YahComb wrote:

you can try calling them(it's automated, but if it tells you they need more info, you'll get an analyst and probably need to do a hard pull) or using the secure messages.


Thank you!

 

I chatted with someone online.  She said that sometimes that option to increase online isn't available but you can always do it online or on the phone.  She put in a request for a cli without a hp but said it was not approved and I would be getting a letter why.

 

Oh well, will try again at some point in the future...



Current scores: myFICO: 670/TU(Wal): 664/TU(Dis): 659 (Goal: 700)
Last app: 1/3/2014; (Prayerfully!) gardening until: 7/3/2014

~I'm living for an audience of One!
Message 6 of 19
-Wade-
Valued Contributor

Re: Discover CLI?


@ayles wrote:

@YahComb wrote:

you can try calling them(it's automated, but if it tells you they need more info, you'll get an analyst and probably need to do a hard pull) or using the secure messages.


Thank you!

 

I chatted with someone online.  She said that sometimes that option to increase online isn't available but you can always do it online or on the phone.  She put in a request for a cli without a hp but said it was not approved and I would be getting a letter why.

 

Oh well, will try again at some point in the future...


Hi'ya friend  Smiley Happy when you don't have the cli button you have to call in !  It's very easy, i wish you better luck than i have had with a cli.

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 7 of 19
-Wade-
Valued Contributor

Re: Discover CLI?


@ayles wrote:

@YahComb wrote:

you can try calling them(it's automated, but if it tells you they need more info, you'll get an analyst and probably need to do a hard pull) or using the secure messages.


Thank you!

 

I chatted with someone online.  She said that sometimes that option to increase online isn't available but you can always do it online or on the phone.  She put in a request for a cli without a hp but said it was not approved and I would be getting a letter why.

 

Oh well, will try again at some point in the future...


Sorry about that Smiley Sad your in the same boat with me Smiley Frustrated

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 8 of 19
YahComb
Established Contributor

Re: Discover CLI?

my first discover cli, i tried after the 7th statement, couldn't get a cent increase without a hp for the life of me.They were my lowest CL with 1K. i got up to 3.5K

 

6 months later i was softed to 4K over the phone, and this past week 10 months later softed twice to 7.5K online and 9K

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 9 of 19
ayles
Established Contributor

Re: Discover CLI?


@Wade64 wrote:

@ayles wrote:

@YahComb wrote:

you can try calling them(it's automated, but if it tells you they need more info, you'll get an analyst and probably need to do a hard pull) or using the secure messages.


Thank you!

 

I chatted with someone online.  She said that sometimes that option to increase online isn't available but you can always do it online or on the phone.  She put in a request for a cli without a hp but said it was not approved and I would be getting a letter why.

 

Oh well, will try again at some point in the future...


Sorry about that Smiley Sad your in the same boat with me Smiley Frustrated


lol oh well I'll take the denial in that case then Smiley Wink Wouldn't want you to be all alone in the Discover-doesn't-love-me club lol Smiley Happy



Current scores: myFICO: 670/TU(Wal): 664/TU(Dis): 659 (Goal: 700)
Last app: 1/3/2014; (Prayerfully!) gardening until: 7/3/2014

~I'm living for an audience of One!
Message 10 of 19
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