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I have had Discover since November of last year. My third statement was cut Feb 17th. I've always paid majority in full with a small balance reporting. There stil is no cli button next to my available credit just that link from account options and after clicking that I just get that message of how my credit limit increase cannot be processed online at this time so I can't even ask for one.
Most people I've seen on the board start seeing a button around their third statement. Does anyone have experiences otherwise? When can I expect this to show up lol.
Did you check under the "Credit Options" tab? Mine showed up after the 3rd statement cut.
@B335is wrote:Did you check under the "Credit Options" tab? Mine showed up after the 3rd statement cut.
Yeah that's what I'm talking about. That's the only place it says anything about a credit limit increase and it's been there since I've had the card but when I click on it it just says your online request cannot be processed at this time blah blah blah. Nothing about entering information and then denying an increase or saying they'd need to hp etc.
Thanks for responding
@B335is wrote:Did you check under the "Credit Options" tab? Mine showed up after the 3rd statement cut.
This is what it says when I click on it:
Your credit limit increase request cannot be processed at this time. For assistance, please call 1-800-DISCOVER (1-800-347-2683).
you can try calling them(it's automated, but if it tells you they need more info, you'll get an analyst and probably need to do a hard pull) or using the secure messages.
@YahComb wrote:you can try calling them(it's automated, but if it tells you they need more info, you'll get an analyst and probably need to do a hard pull) or using the secure messages.
Thank you!
I chatted with someone online. She said that sometimes that option to increase online isn't available but you can always do it online or on the phone. She put in a request for a cli without a hp but said it was not approved and I would be getting a letter why.
Oh well, will try again at some point in the future...
@ayles wrote:
@YahComb wrote:you can try calling them(it's automated, but if it tells you they need more info, you'll get an analyst and probably need to do a hard pull) or using the secure messages.
Thank you!
I chatted with someone online. She said that sometimes that option to increase online isn't available but you can always do it online or on the phone. She put in a request for a cli without a hp but said it was not approved and I would be getting a letter why.
Oh well, will try again at some point in the future...
Hi'ya friend when you don't have the cli button you have to call in ! It's very easy, i wish you better luck than i have had with a cli.
@ayles wrote:
@YahComb wrote:you can try calling them(it's automated, but if it tells you they need more info, you'll get an analyst and probably need to do a hard pull) or using the secure messages.
Thank you!
I chatted with someone online. She said that sometimes that option to increase online isn't available but you can always do it online or on the phone. She put in a request for a cli without a hp but said it was not approved and I would be getting a letter why.
Oh well, will try again at some point in the future...
Sorry about that your in the same boat with me
my first discover cli, i tried after the 7th statement, couldn't get a cent increase without a hp for the life of me.They were my lowest CL with 1K. i got up to 3.5K
6 months later i was softed to 4K over the phone, and this past week 10 months later softed twice to 7.5K online and 9K
@Wade64 wrote:
@ayles wrote:
@YahComb wrote:you can try calling them(it's automated, but if it tells you they need more info, you'll get an analyst and probably need to do a hard pull) or using the secure messages.
Thank you!
I chatted with someone online. She said that sometimes that option to increase online isn't available but you can always do it online or on the phone. She put in a request for a cli without a hp but said it was not approved and I would be getting a letter why.
Oh well, will try again at some point in the future...
Sorry about that your in the same boat with me
lol oh well I'll take the denial in that case then Wouldn't want you to be all alone in the Discover-doesn't-love-me club lol