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@bk510 wrote:
@Anonymous wrote:I'm crossing me fingers, hoping the auto CLI as well. Approaching my 3rd full month...
My 3rd statement cut 2 weeks ago.....nothing so far.
Discover CLI you need to be patient it took me nearly 10 months so if you don't get it by 3rd or 4th month don't get too upset.
Started at $1500, requested online (luv button) CLI @ 3 months - Discover said I would have to do a HP, I decided to terminate the process. For the next month, Discover wouldn't let me request a CLI (haha, I tried) with the Luv Button. At 4 months, I tried again. This time I lowered expectations to 2x CLI, got the 7-10 day message and logged in 48 hours later and was happy I was approved
@bk510 wrote:
@Anonymous wrote:I'm crossing me fingers, hoping the auto CLI as well. Approaching my 3rd full month...
My 3rd statement cut 2 weeks ago.....nothing so far.
I didn't get my first auto CLI until after my 4th statement.
FWIW, I carried a balance during the 0% APR promo months. I think I received 3 CLIs during that time. Same thing on my brother's account. He has carried a balance during his 0% APR promo and has gotten 3 or 4 CLIs. I know it's a YMMV type of thing, but I honestly believe that technique works.
@tonyjones wrote:
@mab463 wrote:So I'm about done with my 2nd month with Discover IT and was hoping to know people's experiences with an auto CLI at 3 months. I'll request it if I have to, but this $750 limit is getting silly. I pay 2-3x a month and always have a small balance when the statement cuts which I then promptly PIF.
There is no auto CLI especially for someone with a low CL. It will cost you a HP.
This isn't entirely true. Discover started me at $500, auto-CLI'ed me at 6 months to 750. I am at 3000 now a year later all by soft pulls via the luv button.
I did get an auto-CLI from Discover about 4 days after my statement cut. Thus far I've never paid in full, so maybe that helps (I don't know). But GL either way!
I've received auto CLIs on my Discover, in $500 increments. My card started at $5000 15 months ago to $7500 last month. I've had no complaints, but after reading your posts here, I decided to pull the luv button. I've never done it before so I requested a $7500 increase and received a 7-10 day message. A couple of hours later I checked online and found my CL has been increased to $12,000.
Before this increase, it was my only card still a 4 digit limit.