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Discover CSR told me to

Moderator Emeritus

Discover CSR told me to

Call back every three months to ask for my CLI.

I told him I wanted to match my chase CL and he denied me Smiley Sad


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 1 of 17
16 REPLIES
Valued Contributor

Re: Disccover CSR told me to

you shouldve told him to match your nfcu!

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 2 of 17
Valued Contributor

Re: Disccover CSR told me to


webhopper wrote:
Call back every three months to ask for my CLI.

I told him I wanted to match my chase CL and he denied me Smiley Sad

Don't feel bad... I talked with them a while back about a CLI. I was at $2k and told them I wanted $5k. Some of my other cards are USAA WMC $25k, PenFed Cash Rewards $20k, Chase SW Visa $20k, and more that are $5k and higher. I told them I wanted the increase to pay for a cruise this year that we are going on.

 

Told me no, so I closed the account. She tried to convince me to keep my account open of course and I told her that I was sorry but no longer needed it.

 

TMI, but they made me mad, so no more swipe revenue from me!  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 3 of 17
Moderator Emeritus

Re: Disccover CSR told me to

Haha ya I wont close them; its my oldest account; 13 yrs young lol.

I told the CSR that it was real ironic that my oldest account had the lowest limit rofl

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 4 of 17
Established Contributor

Re: Disccover CSR told me to

Now I don't feel so bad. They are just downright stingy!

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 5 of 17
Super Contributor

Re: Disccover CSR told me to


RockinRay wrote:

webhopper wrote:
Call back every three months to ask for my CLI.

I told him I wanted to match my chase CL and he denied me Smiley Sad

Don't feel bad... I talked with them a while back about a CLI. I was at $2k and told them I wanted $5k. Some of my other cards are USAA WMC $25k, PenFed Cash Rewards $20k, Chase SW Visa $20k, and more that are $5k and higher. I told them I wanted the increase to pay for a cruise this year that we are going on.

 

Told me no, so I closed the account. She tried to convince me to keep my account open of course and I told her that I was sorry but no longer needed it.

 

TMI, but they made me mad, so no more swipe revenue from me!  Smiley Happy


Ray you closed your Discover More already ??




Message 6 of 17
New Contributor

Re: Disccover CSR told me to

I'm glad I'm not the only one stuck at $2000 with them. Last night for the heck of it i called them for a CLI and asked them to either match my Chase Freedom CL which is $3000 or Citi Preferred which is $4000  they said no. Low and behold today out of the blue I had to buy a $1000 round trip plane ticket for my kid so guess which card I used? Lets just say not theirs!

Message 7 of 17
Moderator Emeritus

Re: Disccover CSR told me to

I used my card a lot in the last 6 months. I had a BT offer as well as 3.9% promote rate. My spend on the card has been 12.5k ytd. By contrast my ytd spend on amex has been 21k. On chase its been about 5-6k. Id like to be able to really use it for everything but if I did I would be close to Max every month. Oh well; amex can have my swipes.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 8 of 17
Established Contributor

Re: Disccover CSR told me to

They have never given me an increase. I´ve topped it and pif several times and nothing.

They want to pull my CR! . . Won´t use them anymore.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 9 of 17
Established Member

Re: Discover CSR told me to

I got Discover in December and have gotten 2 cli's since. Granted they weren't, huge but they were auto. $350 apiece, am at $1800 with that card. Each time it was unexpected and followed by a letter about how good I have been with it.( say that with my tongue in cheek). So far I can't say anything bad about them. These days I don't expect anything from anyone and if it comes so much the better.

Message 10 of 17