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Discover Card Benefits

Established Member

Re: Changes to Discover card benefits

yeah, this sucks. are they adding anything or just taking stuf away? 24/7 travel assistance and the baggage insurance are pretty big in my opinion. is discover exiting the premium card business?

Message 61 of 84
Valued Contributor

Re: Changes to Discover card benefits


rabbitwhole wrote:

yeah, this sucks. are they adding anything or just taking stuf away? 24/7 travel assistance and the baggage insurance are pretty big in my opinion. is discover exiting the premium card business?


Not sure, but those changes are not good.  I will have to consider closing card or keeping it.  Only opened it last month.

Message 62 of 84
Super Contributor

Re: Changes to Discover card benefits


c00mtg wrote:

rabbitwhole wrote:

yeah, this sucks. are they adding anything or just taking stuf away? 24/7 travel assistance and the baggage insurance are pretty big in my opinion. is discover exiting the premium card business?


Not sure, but those changes are not good.  I will have to consider closing card or keeping it.  Only opened it last month.


I think that'd be a bit hasty...yes it's a shame these benefits are gone, but it is still a very nice cash back card, at least for the 5% categories

Message 63 of 84
Established Contributor

Re: Changes to Discover card benefits

While taking away perks is never a good thing has anyone actually used these perks that Discover offered and are removing? Or used the same on another card before? They seem minor to me honestly. They still have things like the collision damage waiver for rentals, etc...

 

I wouldn't be surprised if they are axing them due to being infrequently used features.

Moto Credit | Best Buy | Discover IT | Barclay Rewards MC | Amazon | Care Credit | Barclay SallieMae WMC | CapOne QuickSilver | Chase Freedom | Marvel MC | Fidelity Rewards Visa Sig | Citi DC
FICO 08 (5/4/16): EQ 779 TU 771 EX 768
Message 64 of 84
Valued Contributor

Re: Changes to Discover card benefits


kdm31091 wrote:

c00mtg wrote:

rabbitwhole wrote:

yeah, this sucks. are they adding anything or just taking stuf away? 24/7 travel assistance and the baggage insurance are pretty big in my opinion. is discover exiting the premium card business?


Not sure, but those changes are not good.  I will have to consider closing card or keeping it.  Only opened it last month.


I think that'd be a bit hasty...yes it's a shame these benefits are gone, but it is still a very nice cash back card, at least for the 5% categories


Ummm, yeah, it might be a bit excessive, but i actually do use and care more about the perks than 5% cash back (altough they're nice dont get me wroing) Smiley Happy We all have different needs.  This is my very first Discover, so i will keep it.

Message 65 of 84
Established Contributor

Re: Changes to Discover card benefits

For example the Emergency roadside assistance they are getting rid of...

 

 

This is what it is:

 

https://www.discover.com/credit-cards/member-benefits/roadside-dispatch.html

When you're on the road, one number is all you need to
get 24-hour roadside assistance. Call 1-800-DISCOVER
anytime, anywhere. Just pay $69.95 each time you need service.*

 

The cardmember will pay $69.95, payable in U.S. dollars, per request for service with no additional expense for covered services rendered. Towing assistance will be covered for up to 10 miles from the disablement location for mechanical, collision or tire-related towing episodes. Any additional mileage requested will be at the expense of the Cardmember

 

 

Is that even much of a benefit? 

Moto Credit | Best Buy | Discover IT | Barclay Rewards MC | Amazon | Care Credit | Barclay SallieMae WMC | CapOne QuickSilver | Chase Freedom | Marvel MC | Fidelity Rewards Visa Sig | Citi DC
FICO 08 (5/4/16): EQ 779 TU 771 EX 768
Message 66 of 84
Valued Contributor

Re: Changes to Discover card benefits

It is not a benefit I would ever use. I have AAA as they are widely accepted and have a good reputation.


AX BCP 15k, (AU on ED 7k,) BC Ring 11.5K, BC Arrival+ 9.5k, BC AA Aviator 4K, AKUSA FCU -10k , Comenity Blue Nile 11k, Discover (2) 11k , Kohls-4k, CHASE Amazon Prime VS 500, BofA AK Air Siggy 9.8k, BofA Secured $500, Synchrony Cathay Pacific Visa 9k, Synchrony E-bates Visa $2.4k, PFCU Plat Rewards Siggy 18k, PFCU Power Cash Rewards 21.5 k, NFCU Go Rewards 24k , NFCU Flagship 31.5k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $3250, Target 1k, BLIS PAY 5k, Pay Pal 1k, CO Venture 23k, 259k total available credit. Utiliz-2%, Current FICO EQ-707, EX 702,TU 715 Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 67 of 84
Senior Contributor

Re: Changes to Discover card benefits

Agree with seezar. None of these benefits were used or necessary to me so not feeling the loss.

Ink Cash Signature $8.5k ~ Discover it $15k
Blue Cash Everyday $15k ~ Diamond Preferred $15k ~ Slate $17.5k ~ Sallie Mae WMC $24.5k
EQ 712 EX 716 TU 721




Message 68 of 84
Community Leader
Super Contributor

Re: Changes to Discover card benefits

I would not use those benefits, and from earlier in the thread, where is lounge access a benefit?
Starting score EQ SW 563 April 2014, Fico 8 EQ 801, EX 794, TU 805 (April 2016)
Message 69 of 84
Valued Contributor

Re: Changes to Discover card benefits


seezar wrote:

For example the Emergency roadside assistance they are getting rid of...

 

 

This is what it is:

 

https://www.discover.com/credit-cards/member-benefits/roadside-dispatch.html

When you're on the road, one number is all you need to
get 24-hour roadside assistance. Call 1-800-DISCOVER
anytime, anywhere. Just pay $69.95 each time you need service.*

 

The cardmember will pay $69.95, payable in U.S. dollars, per request for service with no additional expense for covered services rendered. Towing assistance will be covered for up to 10 miles from the disablement location for mechanical, collision or tire-related towing episodes. Any additional mileage requested will be at the expense of the Cardmember

 

 

Is that even much of a benefit? 


I rather pay 56 bucks per year for AAA membership for roadside assistant. Smiley LOL

Message 70 of 84