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Thanks, HTSU!
Yes, USBank was the one that was agonized over one night. FL seems to be one place where USBank does not have a local presence, yet will accept credit app's. (Doesn't everybody want to be in FL?) When I feel it is the right to to app them whatever I find out will be posted!
Every inch I crawl and every day I am good puts me that much closer to being a FICO high acheiver. (At least as far as TU is concerned. The rest will take a while longer!)
@MrShush wrote:
I called yesterday at work; asked for $2510 they countered $2000! I'll take that, thank you very much!
I can't wait until my teaser rate is over for Discover to show me luv. I'm going to ask for $20,000.
I opened my Discover account in May of this year and have PIF'd every month before the statement cuts. This morning when I logged into my account I was pleasantly surprised to see a CLI of 35%. Wait until the third billing cycle closes and see what happens.
@Kay_Cee wrote:I opened my Discover account in May of this year and have PIF'd every month before the statement cuts. This morning when I logged into my account I was pleasantly surprised to see a CLI of 35%. Wait until the third billing cycle closes and see what happens.
I never got an auto CLI and carried no balance or a very tiny one (>$400). I was told by a CSR that 6 months from date of opening is when they start granting CLIs.
@MrShush wrote:
@Kay_Cee wrote:I opened my Discover account in May of this year and have PIF'd every month before the statement cuts. This morning when I logged into my account I was pleasantly surprised to see a CLI of 35%. Wait until the third billing cycle closes and see what happens.
I never got an auto CLI and carried no balance or a very tiny one (>$400). I was told by a CSR that 6 months from date of opening is when they start granting CLIs.
What the CSR didn't tell you is that increases are rarely auto-increases. You most likely will have to pick up the phone and make the call.
@Kay_Cee wrote:I opened my Discover account in May of this year and have PIF'd every month before the statement cuts. This morning when I logged into my account I was pleasantly surprised to see a CLI of 35%. Wait until the third billing cycle closes and see what happens.
Three months and auto? Very rare indeed, From/to what CL?
@creditwherecreditisdue wrote:
I also think the largest CL they are giving with the automated system is $2K. I don't think I have seen anything larger than that posted here.
@Anonymous wrote:received 4K CLI earlier this yr
@creditwherecreditisdue wrote:
I also think the largest CL they are giving with the automated system is $2K. I don't think I have seen anything larger than that posted here.
Was this thru the phone method? What did you ask for?