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Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover Card CLI

Thanks, HTSU!

 

Yes, USBank was the one that was agonized over one night. FL seems to be one place where USBank does not have a local presence, yet will accept credit app's. (Doesn't everybody want to be in FL?) When I feel it is the right to to app them whatever I find out will be posted!

 

Every inch I crawl and every day I am good puts me that much closer to being a FICO high acheiver. (At least as far as TU is concerned. The rest will take a while longer!)

Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0

Re: Discover Card CLI

I called yesterday at work; asked for $2510 they countered $2000! I'll take that, thank you very much!
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: Discover Card CLI

[ Edited ]

MrShush wrote:
I called yesterday at work; asked for $2510 they countered $2000! I'll take that, thank you very much!

I can't wait until my  teaser rate is over for Discover to show me luv.  I'm going to ask for $20,000.

Message Edited by DI on 08-27-2009 07:43 AM
Regular Contributor
Posts: 201
Registered: ‎01-16-2008
0

Re: Discover Card CLI

I opened my Discover account in May of this year and have PIF'd every month before the statement cuts.  This morning when I logged into my account I was pleasantly surprised to see a CLI of 35%.  Wait until the third billing cycle closes and see what happens.

Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0

Re: Discover Card CLI


Kay_Cee wrote:

I opened my Discover account in May of this year and have PIF'd every month before the statement cuts.  This morning when I logged into my account I was pleasantly surprised to see a CLI of 35%.  Wait until the third billing cycle closes and see what happens.


I never got an auto CLI and carried no balance or a very tiny one (>$400). I was told by a CSR that 6 months from date of opening is when they start granting CLIs.

Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover Card CLI


MrShush wrote:

Kay_Cee wrote:

I opened my Discover account in May of this year and have PIF'd every month before the statement cuts.  This morning when I logged into my account I was pleasantly surprised to see a CLI of 35%.  Wait until the third billing cycle closes and see what happens.


I never got an auto CLI and carried no balance or a very tiny one (>$400). I was told by a CSR that 6 months from date of opening is when they start granting CLIs.


What the CSR didn't tell you is that increases are rarely auto-increases. You most likely will have to pick up the phone and make the call.

Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover Card CLI


Kay_Cee wrote:

I opened my Discover account in May of this year and have PIF'd every month before the statement cuts.  This morning when I logged into my account I was pleasantly surprised to see a CLI of 35%.  Wait until the third billing cycle closes and see what happens.


 

Three months and auto? Very rare indeed, From/to what CL?
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover Card CLI


DI wrote:

MrShush wrote:
I called yesterday at work; asked for $2510 they countered $2000! I'll take that, thank you very much!

I can't wait until my  teaser rate is over for Discover to show me luv.  I'm going to ask for $20,000.


Please keep us posted as to the outcome of this effort.

Regular Contributor
Posts: 153
Registered: ‎07-10-2009
0

Re: Discover Card CLI


creditwherecreditisdue wrote:
I also think the largest CL they are giving with the automated system is $2K. I don't think I have seen anything larger than that posted here.


received 4K CLI earlier this yr
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover Card CLI


ExcellCR wrote:

creditwherecreditisdue wrote:
I also think the largest CL they are giving with the automated system is $2K. I don't think I have seen anything larger than that posted here.
received 4K CLI earlier this yr

Was this thru the phone method? What did you ask for?

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