Reply
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover Card CLI

Thanks, HTSU!

 

Yes, USBank was the one that was agonized over one night. FL seems to be one place where USBank does not have a local presence, yet will accept credit app's. (Doesn't everybody want to be in FL?) When I feel it is the right to to app them whatever I find out will be posted!

 

Every inch I crawl and every day I am good puts me that much closer to being a FICO high acheiver. (At least as far as TU is concerned. The rest will take a while longer!)

Valued Contributor
MrShush
Posts: 1,412
Registered: ‎04-18-2008
0

Re: Discover Card CLI

I called yesterday at work; asked for $2510 they countered $2000! I'll take that, thank you very much!
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: Discover Card CLI

[ Edited ]

MrShush wrote:
I called yesterday at work; asked for $2510 they countered $2000! I'll take that, thank you very much!

I can't wait until my  teaser rate is over for Discover to show me luv.  I'm going to ask for $20,000.

Message Edited by DI on 08-27-2009 07:43 AM
Regular Contributor
Kay_Cee
Posts: 199
Registered: ‎01-16-2008
0

Re: Discover Card CLI

I opened my Discover account in May of this year and have PIF'd every month before the statement cuts.  This morning when I logged into my account I was pleasantly surprised to see a CLI of 35%.  Wait until the third billing cycle closes and see what happens.

Valued Contributor
MrShush
Posts: 1,412
Registered: ‎04-18-2008
0

Re: Discover Card CLI


Kay_Cee wrote:

I opened my Discover account in May of this year and have PIF'd every month before the statement cuts.  This morning when I logged into my account I was pleasantly surprised to see a CLI of 35%.  Wait until the third billing cycle closes and see what happens.


I never got an auto CLI and carried no balance or a very tiny one (>$400). I was told by a CSR that 6 months from date of opening is when they start granting CLIs.

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover Card CLI


MrShush wrote:

Kay_Cee wrote:

I opened my Discover account in May of this year and have PIF'd every month before the statement cuts.  This morning when I logged into my account I was pleasantly surprised to see a CLI of 35%.  Wait until the third billing cycle closes and see what happens.


I never got an auto CLI and carried no balance or a very tiny one (>$400). I was told by a CSR that 6 months from date of opening is when they start granting CLIs.


What the CSR didn't tell you is that increases are rarely auto-increases. You most likely will have to pick up the phone and make the call.

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover Card CLI


Kay_Cee wrote:

I opened my Discover account in May of this year and have PIF'd every month before the statement cuts.  This morning when I logged into my account I was pleasantly surprised to see a CLI of 35%.  Wait until the third billing cycle closes and see what happens.


 

Three months and auto? Very rare indeed, From/to what CL?
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover Card CLI


DI wrote:

MrShush wrote:
I called yesterday at work; asked for $2510 they countered $2000! I'll take that, thank you very much!

I can't wait until my  teaser rate is over for Discover to show me luv.  I'm going to ask for $20,000.


Please keep us posted as to the outcome of this effort.

Regular Contributor
ExcellCR
Posts: 153
Registered: ‎07-10-2009
0

Re: Discover Card CLI


creditwherecreditisdue wrote:
I also think the largest CL they are giving with the automated system is $2K. I don't think I have seen anything larger than that posted here.


received 4K CLI earlier this yr
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover Card CLI


ExcellCR wrote:

creditwherecreditisdue wrote:
I also think the largest CL they are giving with the automated system is $2K. I don't think I have seen anything larger than that posted here.
received 4K CLI earlier this yr

Was this thru the phone method? What did you ask for?


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}