Reply
Regular Contributor
Posts: 153
Registered: ‎07-10-2009
0

Re: Discover Card CLI

[ Edited ]

creditwherecreditisdue wrote:

ExcellCR wrote:

creditwherecreditisdue wrote:
I also think the largest CL they are giving with the automated system is $2K. I don't think I have seen anything larger than that posted here.
received 4K CLI earlier this yr

Was this thru the phone method? What did you ask for?




Yes thru the phone automated method. Asked for a bump of 8k to 20k. They came back with 4k taking me from 12k to 16k. So I was pleased with the 1/3 hike. Haven't had the option available since. Congrats on your CLI!
Message Edited by ExcellCR on 08-28-2009 11:50 PM
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover Card CLI

Thank you!

 

Let us know if you ever get that option back again. Theoretically 16K is as high as they are going right now.

Super Contributor
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Discover Card CLI


creditwherecreditisdue wrote:

DI wrote:

MrShush wrote:
I called yesterday at work; asked for $2510 they countered $2000! I'll take that, thank you very much!

I can't wait until my  teaser rate is over for Discover to show me luv.  I'm going to ask for $20,000.


Please keep us posted as to the outcome of this effort.


I'm definately going to ask for $20,000 increase.  I have the notion that people can only say YES or NO.  That's not a bad thing.

Established Contributor
Posts: 674
Registered: ‎03-15-2007
0

Re: Discover Card CLI

Hello,

 

Out of all of their credit card choices, which is the better card?

Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover Card CLI

[ Edited ]

Cory wrote:

Hello,

 

Out of all of their credit card choices, which is the better card?


 

Go here:

 

http://www.discovercard.com/credit-cards/?hcmpgn=0901_hpk_cc_all_txt

 

and do some research. The service is excellent and will be equal no matter which choice you make. You can change from one rewards plan to another by phone call. I would not select Motiva initially unless you really want one as it carries a higher APR.

 

I have no idea why Open Road does not appear on the list. Maybe they discontinued it.

Message Edited by creditwherecreditisdue on 08-29-2009 04:36 PM
Valued Member
Posts: 34
Registered: ‎01-15-2009
0

Re: Discover Card CLI

I just called and do not have the option.  I did have it back in Jan when I requested and got $2k (10k to 12k).  Guess it takes more time to reset the option!
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover Card CLI

[ Edited ]

DieselAmy wrote:
I just called and do not have the option.  I did have it back in Jan when I requested and got $2k (10k to 12k).  Guess it takes more time to reset the option!

 

It could take more time -or- you may have run up against a ceiling. However, I thought the ceilings were $12K for a new account and $16K with CLI's. There may be lower ceilings that apply based on your income, too. I believe the $12K/$16K levels were absolute ceilings.

 

Interestingly, I still have the option. (Option 5 - 4)

Message Edited by creditwherecreditisdue on 09-01-2009 12:22 PM
Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0

Re: Discover Card CLI

If you have the option, what the ? are you waiting for?! Exercise the option!
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover Card CLI


MrShush wrote:
If you have the option, what the ? are you waiting for?! Exercise the option!

 

This is my thread. Go back and read the OP. The reason will become amply clear.
Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0

Re: Discover Card CLI

LOL, I know this is your thread, but why not see if you can eke out another CLI given the option is still there?
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.