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Established Member
Posts: 14
Registered: ‎07-27-2011

Discover Card Online Account Setup

I recently applied with Discover Card with an online preapproval.  During the application process I was asked to setup a logon userid and password, which I did.  I did not get instant approval, but was later approved after 4 days when a representative called and went over my application.


My question is whether I will be able to logon on to my account prior to receiving the card or must the card be activate first?  Right now it says account is still being setup.  The approval was today.



Starting Score: Fico TU 696, Fico EQ 632, Plus EX 720 7/12/11
Current Score: Fico TU 762, Fico EQ 727, Plus EX 780
Goal Score: 780

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Posts: 102
Registered: ‎05-06-2011

Re: Discover Card Online Account Setup

Give it a couple of days... they will email you when the online account is ready.

Starting Score: TU 595 EQ 610 EX 601
Current Score: TU 683 EQ 661 EX 677
Goal Score: 710

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Valued Contributor
Posts: 1,620
Registered: ‎04-06-2011

Re: Discover Card Online Account Setup

Yes, you will receive an email stating your online account is ready.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 710 08/15
Goal Score: 725+ across the board

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Established Contributor
Posts: 620
Registered: ‎05-09-2009

Re: Discover Card Online Account Setup

When you do set up your account online, don't forget to sign up for the current rewards categories, and on Sept. 1st, for the new cashback categories.


Congrats on your approval!

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Established Member
Posts: 21
Registered: ‎06-26-2011

Re: Discover Card Online Account Setup

Good info!! I'll be waiting for mine too Smiley Wink

Starting Score: EQ:661 FICO EX:662 FAKO 6/25/11
Current Score: EQ:739 EX:690 TR:711 2/17/12 FICOS/LENDER
Goal Score: 760

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Regular Contributor
Posts: 227
Registered: ‎06-01-2011

Re: Discover Card Online Account Setup

yep, you'll have online access before the card arrives

BK to fall off 2/12 - DONE!
myFICO (6-14-11): EX ?, EQ 684, TU 713
FICO (5-17-12): EX: 731
CreditSecure FAKOs (6-14-11): EX 745, EQ 661, TU 654
CreditSecure FAKOs (5-17-12): EX 732, EQ 671, TU 697
Goal: 760 across the board

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