01-03-2013 12:18 AM - edited 01-03-2013 12:21 AM
Does discover resport authorized users to the CRA? I am working on my credit
and have a relative who has a $1200 credit line with discover that will put me on as a AU.
I do have one trade account from JCP from 1996 still active with never a late payment.
I just wanted to know if it would help my scoring out if I added it. Any feedback would be great
Also I signed up for Amex prepaid even though it does not report to the CRA
I was told that by getting a prepaid it is creating a relationship with Amex and since
they will have my SSN on file and if they see I spend alot they might let me in for a unsecured
once my fico score is within range.
01-03-2013 12:29 AM
Yes. Discover reports AU's.
My mom is an AU on my account and it shows up on her CRs.
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