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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: Discover Card Which one & when ?

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‎02-24-2012 06:30 AM

LadyRover wrote:
FrugalRican wrote:

0 inquiries in the last 7 months.

Just opened a Chase Freedom back then, but other than that... that's it.

 

I think I'll give it a shot on Sunday.

I can take a HP.

 

(Why are you encouraging this!? lol)

Are you really going to make us wait until Sunday?  LOL!

Since I'm stuck in the garden, I get so excited for everyone who pulls the trigger. Good Luck!

 

YES! I'm scurrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrred.

I'll be honest, I've never just apped for a credit card.

 

I had a student MBNA card when I was in college and fearless and a Chase Freedom that my local branch just gave away to me.

So I'm a little afraid of rejection at this point.

 

And hey, I'm making all of us wait! INcluding me!

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

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Regular Contributor
To-Be-Continued
Posts: 197
Registered: ‎06-08-2011

Re: Discover Card Which one & when ?

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‎02-24-2012 06:31 AM

FrugalRican wrote:

My girlfriend swears by Discover to no end.

I just want to give it a few days and enjoy my weekend first just in case lol


1-800-Discover (347-2683)

AUDE VIDE TACE :
Starting Score: 684
Current Scores: EQ 796 TU 794 EX 750 (All lender pulls on 2/9/12)
Goal Score: 800 all 3
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LadyRover
Posts: 259
Registered: ‎01-10-2012

Re: Discover Card Which one & when ?

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‎02-24-2012 06:31 AM

FrugalRican wrote:

My girlfriend swears by Discover to no end.

I just want to give it a few days and enjoy my weekend first just in case lol


Right!  No need to spoil a perfectly good weekend with a denial.

With your score, I think you will get it though.  Can't wait til Sunday! :smileyvery-happy:

Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 53 of 105 (308 Views)
 
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Regular Contributor
To-Be-Continued
Posts: 197
Registered: ‎06-08-2011

Re: Discover Card Which one & when ?

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‎02-24-2012 06:33 AM

LadyRover wrote:
FrugalRican wrote:

My girlfriend swears by Discover to no end.

I just want to give it a few days and enjoy my weekend first just in case lol


Right!  No need to spoil a perfectly good weekend with a denial.

With your score, I think you will get it though.  Can't wait til Sunday! :smileyvery-happy:


I 2nd that.

 

TBC

AUDE VIDE TACE :
Starting Score: 684
Current Scores: EQ 796 TU 794 EX 750 (All lender pulls on 2/9/12)
Goal Score: 800 all 3
Message 54 of 105 (306 Views)
 
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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: Discover Card Which one & when ?

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‎02-24-2012 06:36 AM

To-Be-Continued wrote:
FrugalRican wrote:

My girlfriend swears by Discover to no end.

I just want to give it a few days and enjoy my weekend first just in case lol


1-800-Discover (347-2683)


I'm so glad I'm at work and can't call.

You're both terrible.

 

Remind me NOT to go home for lunch. lol

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 55 of 105 (299 Views)
 
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Regular Contributor
To-Be-Continued
Posts: 197
Registered: ‎06-08-2011

Re: Discover Card Which one & when ?

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‎02-24-2012 06:39 AM

We are your app fear support group!

 

Why wait for lunch? Take a break now. You work hard and deserve it! :smileytongue:

 

TBC

AUDE VIDE TACE :
Starting Score: 684
Current Scores: EQ 796 TU 794 EX 750 (All lender pulls on 2/9/12)
Goal Score: 800 all 3
Message 56 of 105 (295 Views)
 
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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: Discover Card Which one & when ?

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‎02-24-2012 06:42 AM

So I'm better off if I call?

I ran the numbers and if I can get the BT and at least 12 months 0%, I can save at least 400 bucks... up to 600.

I really want to pay off the MBNA card (4.6K / 17.3 K).

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 57 of 105 (292 Views)
 
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Frequent Contributor
LadyRover
Posts: 259
Registered: ‎01-10-2012

Re: Discover Card Which one & when ?

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‎02-24-2012 06:45 AM

To-Be-Continued wrote:

We are your app fear support group!

 

Why wait for lunch? Take a break now. You work hard and deserve it! :smileytongue:

 

TBC

AHHHHHHHHH HA HA HA HA HA HA!!! I love it!  LOL!!! :smileyvery-happy:

Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 58 of 105 (288 Views)
 
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Regular Contributor
To-Be-Continued
Posts: 197
Registered: ‎06-08-2011

Re: Discover Card Which one & when ?

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‎02-24-2012 06:47 AM

You can app online but I don't remember if there is a place for the amount you want to BT. I say call because you can tell them how much bt and I think they will give you at least 500. above your bt request. And CS at discover rocks, if you get denied they will actually cry with you lol J/K

 

 

TBC

AUDE VIDE TACE :
Starting Score: 684
Current Scores: EQ 796 TU 794 EX 750 (All lender pulls on 2/9/12)
Goal Score: 800 all 3
Message 59 of 105 (286 Views)
 
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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: Discover Card Which one & when ?

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‎02-24-2012 06:54 AM

To-Be-Continued wrote:

You can app online but I don't remember if there is a place for the amount you want to BT. I say call because you can tell them how much bt and I think they will give you at least 500. above your bt request. And CS at discover rocks, if you get denied they will actually cry with you lol J/K

 

 

TBC

That's not helping!!!

I'm looking at the app, there is a place for BT.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 60 of 105 (275 Views)
 
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