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Discover Card Which one & when ?

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Brian_Trying_700
Frequent Contributor

Re: Discover Card Which one & when ?

If you dont mind me asking was your credit score and what  was your $ limit did they give you.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 11 of 105
Brian_Trying_700
Frequent Contributor

Re: Discover Card Which one & when ?

Any think Ill get approved......... Scared

 

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 12 of 105
SoulMaster
Established Contributor

Re: Discover Card Which one & when ?

My Fico had me around 650, they said 633ish (different scoring model, I guess).  They gave me $1K.

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of Late January 2016 All 700+. Last CR pull from a lender(housing) was mid-score 749.
Goal Score: 700+ - reached.
Message 13 of 105
Brian_Trying_700
Frequent Contributor

Re: Discover Card Which one & when ?

Thank you so much. Anymore input will help. Thanks again.

 

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 14 of 105
RyVision
Valued Contributor

Re: Discover Card Which one & when ?

I had an erroneous "baddie" (collection) on my CR's when I applied for Discover More around April of 2011 (would only approve with a CS when I called). After I finally went through the state attorney general to get said "baddie" removed that summer, I ended up applying for DM again around December; got a wait message, called, they said the system had approved me for $6500 so they weren't sure why I got a wait message. They decided there were a couple "glitches" being it should have came back with an instant approval.

 

In my experience and from all I've read, Discover does not like "baddies" whatsoever.


AKA 840flippedto480
Message 15 of 105
Brian_Trying_700
Frequent Contributor

Re: Discover Card Which one & when ?

Got approved yeaaaa. Congratulations! You have been approved for a Discover Card with a credit line of $1,700.00

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 16 of 105
SoulMaster
Established Contributor

Re: Discover Card Which one & when ?

Congrats!  Discover More?

 

-SM

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of Late January 2016 All 700+. Last CR pull from a lender(housing) was mid-score 749.
Goal Score: 700+ - reached.
Message 17 of 105
Anonymous
Not applicable

Re: Discover Card Which one & when ?


@Brian_Trying_700 wrote:

Got approved yeaaaa. Congratulations! You have been approved for a Discover Card with a credit line of $1,700.00


CONGRATS!

Message 18 of 105
tinuviel
Moderator Emeritus

Re: Discover Card Which one & when ?


@SoulMaster wrote:

My Fico had me around 650, they said 633ish (different scoring model, I guess).  They gave me $1K.


 

That's just about the same for my DH when he was approved -- very similar scores, same CL.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 19 of 105
RyVision
Valued Contributor

Re: Discover Card Which one & when ?

Brian_Trying_700;    CONGRATS on getting in with Discover!  Smiley Very Happy

 

I'm guessing you got the More.  Did they give you the 15 months 0% intro deal?

 

So far I like Discover a lot more than I ever thought I would (no pun intended lol). They seem to have very good CS and I've saved a few bucks using "Shop Discover" too.  Whenever I've called they've been VERY impressive by being helpful, knowledgeable and friendly.  I'd rank their CSRs up there with NFCU and PenFed, and coming from me, that's a huge compliment.

 

It's funny that years ago I never considered Discover to be "a real CCC" and now I'm so glad I didn't pass on the chance to apply.  I never would have thought when they first came out that one day they would (IMHO) make BoA and Citi seem like cheap "imported" plastic.


AKA 840flippedto480
Message 20 of 105
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