Reply
Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007
0

Discover Card....Why NOW!

I just received a pre-approved invitation for Discover.  Any reason why I should apply for this card? Pro's and Con's PLEASE!
9/18/08 TU=707 EQ=706 EX=702
Mega Contributor
Creditaddict
Posts: 19,535
Registered: ‎10-23-2007
0

Re: Discover Card....Why NOW!

I think everyone that has gotten it has loved it! great CSR

I like business Discover Card, recently paid it off and am starting to use it more. 

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007
0

Re: Discover Card....Why NOW!

Thought I read here that they did some strange billing?
9/18/08 TU=707 EQ=706 EX=702
Mega Contributor
Creditaddict
Posts: 19,535
Registered: ‎10-23-2007
0

Re: Discover Card....Why NOW!


so_confused wrote:
Thought I read here that they did some strange billing?
what do you mean?

 

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: Discover Card....Why NOW!

Hi CreditAddict, what were you scores and baddies when you got approved for your Discover Biz Card?
Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007
0

Re: Discover Card....Why NOW!

Not sure...Do they have an odd way of billing cycles?
9/18/08 TU=707 EQ=706 EX=702
Mega Contributor
Creditaddict
Posts: 19,535
Registered: ‎10-23-2007
0

Re: Discover Card....Why NOW!


concorduser wrote:
Hi CreditAddict, what were you scores and baddies when you got approved for your Discover Biz Card?
it's in my moms name primary, she had a discover personal card with $7200 limit and they wouldn't approve for anymore CL, so we took 2200 from the personal card to open the business card.

 

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
Mega Contributor
Creditaddict
Posts: 19,535
Registered: ‎10-23-2007
0

Re: Discover Card....Why NOW!


so_confused wrote:
Not sure...Do they have an odd way of billing cycles?
Nope. the online account is very nice also, probably a little different for business, but splits up all the charges between each card holder like amex does. none of my visa' do that.

 

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007
0

Re: Discover Card....Why NOW!

Do these invites have a high degree of approval? What scores do they look for? What CRA do they pull for Calif.? And do they have a online offer page like BofA?
9/18/08 TU=707 EQ=706 EX=702
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: Discover Card....Why NOW!

[ Edited ]

so_confused wrote:
Do these invites have a high degree of approval? What scores do they look for? What CRA do they pull for Calif.? And do they have a online offer page like BofA?

 

Have you checked the site whogavemecredit. It can give you some clues.

 

Edited Link -Peas

Message Edited by WhirledPeasPlease on 02-01-2009 10:44 PM

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+